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Renault Megane insurance for a 60-year-old with a 50% NCD

Every insurer's price today for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Megane 1.2 TCe, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Renault Megane driven by a 60-year-old with a 50% NCD is S$706.87 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 12 insurers quote this driver online, up to S$1,963.96 at QBE.

  • 12 insurers quote this driver online; 2 do not.
  • That is 15% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$615.48).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AllianzAllianz Motor Protect ComprehensiveS$706.87S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$809.44S$1,200.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$816.74S$2,500.00
MS First CapitalComprehensiveS$900.34S$500.00
SompoComprehensive Cover – Authorised Workshop PlanS$964.93S$600.00
UOIUniCar Comprehensive ValueS$1,036.80S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,183.11S$600.00
SinglifeMotor LiteS$1,275.64S$3,000.00
AIGAIG Car Insurance Collision OnlyS$1,323.43S$600.00
ERGOSMART ComprehensiveS$1,507.61S$500.00
LibertyComprehensive Preferred PlanS$1,518.80S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,963.96S$3,000.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Renault Megane and driver after one change, against S$706.87.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$834.11+S$127.24
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$636.68−S$70.19
Add an NCD protectorKeeps the 50% NCD after one claim.S$800.39+S$93.52

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Renault Megane has a 1,197cc engine.
  • 2 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

The Renault Megane

  • Priced as a Renault Megane 1.2 TCe (1,197cc), registered 3 years ago.
  • With a 1,197cc engine, the Renault Megane 1.2 TCe needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$506.54 a year for a 1,197cc engine, before any surcharge for a car over 10 years old.
  • For a 60-year-old with a 50% NCD, the Renault Megane is the 184th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 183rd cheapest, 6% more than the middle price of S$666.79.
  • Renault Megane review: list price, COE, road tax and insurance.
Similar cars for a 60-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota C-HRS$552.91India International
Nissan QashqaiS$590.12India International
Nissan Kicks e-PowerS$590.12India International
Honda Jazz / FitS$622.34India International
Mitsubishi AttrageS$622.34India International
Mercedes-Benz GLBS$762.71Allianz
Mercedes-Benz GLAS$762.71Allianz
Mercedes-Benz A-ClassS$787.96India International

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Renault Megane for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Renault Megane insurance for a 60-year-old with a 50% NCD?

From S$706.87 a year today at Allianz, up to S$1,963.96 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Megane 1.2 TCe, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 15% more than the S$615.48 a 40-year-old with a 50% NCD and no claims pays for the same Renault Megane.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

Which insurers do not quote a 60-year-old with a 50% NCD for a Renault Megane online?

ECICS (ECICS does not list this model on its online quote); India International (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.