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Renault Megane II SPRT SASE insurance for a 65-year-old with a 50% NCD

Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Megane II SPRT SASE 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Renault Megane II SPRT SASE driven by a 65-year-old with a 50% NCD is S$660.69 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 9 insurers quote this driver online, up to S$2,062.16 at QBE.

  • 9 insurers quote this driver online; 5 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$660.69).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$660.69S$600.00
AllianzAllianz Motor Protect ComprehensiveS$790.37S$2,000.00
SompoComprehensive Cover – Authorised Workshop PlanS$964.93S$600.00
MS First CapitalComprehensiveS$983.86S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,215.55S$600.00
UOIUniCar Comprehensive ValueS$1,232.13S$500.00
LibertyComprehensive Preferred PlanS$1,233.19S$600.00
AIGAIG Car Insurance Collision OnlyS$1,266.56S$600.00
QBEPrivate Motor Prestige ComprehensiveS$2,062.16S$3,000.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Renault Megane II SPRT SASE and driver after one change, against S$660.69.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$734.10+S$73.41
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$502.03−S$158.66
Add an NCD protectorKeeps the 50% NCD after one claim.S$726.77+S$66.08

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is about the same as what a 40-year-old with the same 50% NCD pays (S$660.69).
  • The car matters too: insurers group models by value, repair costs and claims; the Renault Megane II SPRT SASE has a 1,390cc engine.
  • 5 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Renault Megane II SPRT SASE

  • Priced as a Renault Megane II SPRT SASE 1.4 (1,390cc), registered 3 years ago.
  • With a 1,390cc engine, the Renault Megane II SPRT SASE 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$619.74 a year for a 1,390cc engine, before any surcharge for a car over 10 years old.
  • For a 65-year-old with a 50% NCD, the Renault Megane II SPRT SASE is the 132nd cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 132nd cheapest, 1% less than the middle price of S$666.79.
  • Renault Megane II SPRT SASE review: list price, COE, road tax and insurance.
Similar cars for a 65-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$604.07India International
Toyota Corolla AltisS$642.42India International
Honda FreedS$642.42India International
Hyundai KonaS$721.59India International
Mercedes-Benz GLBS$740.70Allianz
BMW X1S$811.71India International
Mercedes-Benz C-ClassS$811.71India International
Mazda 3S$1,013.36MS First Capital

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Renault Megane II SPRT SASE for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Renault Megane II SPRT SASE insurance for a 65-year-old with a 50% NCD?

From S$660.69 a year today at India International, up to S$2,062.16 at QBE, across the 9 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Megane II SPRT SASE 1.4, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$660.69 a 40-year-old with a 50% NCD and no claims pays for the same Renault Megane II SPRT SASE.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 65-year-old with a 50% NCD for a Renault Megane II SPRT SASE online?

ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.