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Renault Latitude insurance for a 65-year-old with a 50% NCD

Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Latitude 2.0 16v, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Renault Latitude driven by a 65-year-old with a 50% NCD is S$811.71 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 9 insurers quote this driver online, up to S$2,062.16 at QBE.

  • 9 insurers quote this driver online; 5 do not.
  • That is 1% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$807.64).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$811.71S$600.00
AllianzAllianz Motor Protect ComprehensiveS$900.81S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,044.69S$2,500.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,065.62S$600.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,363.79S$600.00
SinglifeMotor LiteS$1,390.96S$3,000.00
AIGAIG Car Insurance Collision OnlyS$1,439.61S$600.00
ERGOSMART ComprehensiveS$1,770.88S$500.00
QBEPrivate Motor Prestige ComprehensiveS$2,062.16S$3,000.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Renault Latitude and driver after one change, against S$811.71.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$901.90+S$90.19
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$632.61−S$179.10
Add an NCD protectorKeeps the 50% NCD after one claim.S$892.88+S$81.17

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 1% more than what a 40-year-old with the same 50% NCD pays (S$807.64).
  • The car matters too: insurers group models by value, repair costs and claims; the Renault Latitude has a 1,997cc engine.
  • 5 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Renault Latitude

  • Priced as a Renault Latitude 2.0 16v (1,997cc), registered 3 years ago.
  • With a 1,997cc engine, above 1,600cc, the Renault Latitude 2.0 16v needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,208.58 a year for a 1,997cc engine, before any surcharge for a car over 10 years old.
  • For a 65-year-old with a 50% NCD, the Renault Latitude is the 295th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 42nd cheapest, 14% less than the middle price of S$943.07.
  • Renault Latitude review: list price, COE, road tax and insurance.
Similar cars for a 65-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$742.90India International
Toyota VoxyS$793.75India International
Mercedes-Benz E-ClassS$861.03India International
BMW 5 SeriesS$861.03India International
Mercedes-Benz GLCS$1,037.02India International
Lexus NXS$1,108.86Etiqa
Lexus RXS$1,108.86Etiqa
BMW 3 SeriesS$1,159.93Sompo

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Renault Latitude for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Renault Latitude insurance for a 65-year-old with a 50% NCD?

From S$811.71 a year today at India International, up to S$2,062.16 at QBE, across the 9 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Renault Latitude 2.0 16v, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 1% more than the S$807.64 a 40-year-old with a 50% NCD and no claims pays for the same Renault Latitude.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 65-year-old with a 50% NCD for a Renault Latitude online?

ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.