Typical car insurance quotes
Nissan Sylphy insurance for a 28-year-old with a 10% NCD
Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Nissan Sylphy 1.6 Premium, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Nissan Sylphy driven by a 28-year-old with a 10% NCD is S$1,793.18 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 14 insurers quote this driver online, up to S$4,547.69 at UOI.
- 14 insurers quote this driver online.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,793.18 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,931.42 | S$2,000.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,024.87 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,428.49 | S$2,500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,487.07 | S$600.00 |
| MS First CapitalComprehensive | S$2,505.29 | S$500.00 |
| HL AssuranceCar Protect360 Comprehensive | S$2,566.20 | S$1,200.00 |
| SinglifeMotor Lite | S$2,626.89 | S$3,000.00 |
| ECICSComprehensive | S$2,707.54 | S$750.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,719.33 | S$3,000.00 |
| ERGOSMART Comprehensive | S$2,976.34 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$3,154.81 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$3,647.75 | S$600.00 |
| UOIUniCar Comprehensive Value | S$4,547.69 | S$500.00 |
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,151.79 | +S$358.61 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,296.24 | −S$496.94 |
| Next year, with a 20% NCDAfter a year with no claim, at today's prices. | S$1,408.12 | −S$385.06 |
Why this driver pays this
- The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years.
- The car matters too: insurers group models by value, repair costs and claims; the Nissan Sylphy has a 1,598cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The Nissan Sylphy
- Priced as a Nissan Sylphy 1.6 Premium (1,598cc), registered 3 years ago.
- With a 1,598cc engine, the Nissan Sylphy 1.6 Premium needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
- For a 28-year-old with a 10% NCD, the Nissan Sylphy is the 52nd cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 52nd cheapest, 9% less than the middle price of S$1,968.95.
- Nissan Sylphy review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$1,877.25 | Sompo |
| Toyota Corolla Altis | S$1,887.56 | Sompo |
| Honda Vezel | S$1,924.21 | Sompo |
| Toyota Sienta | S$1,937.30 | Sompo |
| Honda Freed | S$1,937.30 | Sompo |
| Mazda 3 | S$2,170.69 | Sompo |
| Hyundai Kona | S$2,269.48 | Sompo |
| BMW X1 | S$2,394.84 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Nissan Sylphy for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Nissan Sylphy insurance for a 28-year-old with a 10% NCD?
From S$1,793.18 a year today at Sompo, up to S$4,547.69 at UOI, across the 14 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Nissan Sylphy 1.6 Premium, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 20% NCD: the lowest price becomes S$1,408.12, S$385.06 less than today's S$1,793.18. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.