Typical car insurance quotes
Hyundai Kona insurance for a 28-year-old with a 10% NCD
Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Hyundai Kona 1.6, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Hyundai Kona driven by a 28-year-old with a 10% NCD is S$2,269.48 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 13 insurers quote this driver online, up to S$4,662.20 at UOI.
- 13 insurers quote this driver online; 1 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$2,269.48 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,328.81 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,346.77 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,528.97 | S$3,000.00 |
| SinglifeMotor Lite | S$2,570.97 | S$3,000.00 |
| MS First CapitalComprehensive | S$2,580.40 | S$500.00 |
| HL AssuranceCar Protect360 Comprehensive | S$2,699.61 | S$1,200.00 |
| ECICSComprehensive | S$2,707.54 | S$750.00 |
| AllianzAllianz Motor Protect Comprehensive | S$2,815.16 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,861.36 | S$2,500.00 |
| ERGOSMART Comprehensive | S$2,987.53 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$4,268.69 | S$600.00 |
| UOIUniCar Comprehensive Value | S$4,662.20 | S$500.00 |
No online price for this driver: Liberty (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,580.40 | +S$310.92 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,640.54 | −S$628.94 |
| Next year, with a 20% NCDAfter a year with no claim, at today's prices. | S$1,696.30 | −S$573.18 |
Why this driver pays this
- The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years.
- The car matters too: insurers group models by value, repair costs and claims; the Hyundai Kona has a 1,591cc engine.
- 1 insurer does not quote this driver online on this car: Liberty (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The Hyundai Kona
- Priced as a Hyundai Kona 1.6 (1,591cc), registered 3 years ago.
- With a 1,591cc engine, the Hyundai Kona 1.6 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$737.62 a year for a 1,591cc engine, before any surcharge for a car over 10 years old.
- For a 28-year-old with a 10% NCD, the Hyundai Kona is the 385th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 271st cheapest, 15% more than the middle price of S$1,968.95.
- Hyundai Kona review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$1,877.25 | Sompo |
| Toyota Corolla Altis | S$1,887.56 | Sompo |
| Honda Vezel | S$1,924.21 | Sompo |
| Toyota Sienta | S$1,937.30 | Sompo |
| Honda Freed | S$1,937.30 | Sompo |
| Honda HR-V | S$2,084.88 | India International |
| Mazda 3 | S$2,170.69 | Sompo |
| BMW X1 | S$2,394.84 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Hyundai Kona for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Hyundai Kona insurance for a 28-year-old with a 10% NCD?
From S$2,269.48 a year today at Sompo, up to S$4,662.20 at UOI, across the 13 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Hyundai Kona 1.6, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 20% NCD: the lowest price becomes S$1,696.30, S$573.18 less than today's S$2,269.48. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 28-year-old with a 10% NCD for a Hyundai Kona online?
Liberty (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.