Typical car insurance quotes
MINI John Cooper Works insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old MINI John Cooper Works, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a MINI John Cooper Works driven by a driver after a claim is S$1,457.54 a year (GST included) at AIG, AIG Car Insurance Collision Only; 3 insurers quote this driver online, up to S$1,889.35 at Great Eastern.
- 3 insurers quote this driver online; 11 do not.
- That is 84% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$793.17).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AIGAIG Car Insurance Collision Only | S$1,457.54 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,478.62 | S$2,500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,889.35 | S$600.00 |
No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,786.24 | +S$328.70 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,332.90 | −S$124.64 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 84% more than what the same driver with no claims and a 50% NCD pays (S$793.17).
- The car matters too: insurers group models by value, repair costs and claims; the MINI John Cooper Works has a 1,598cc engine.
- 11 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
The MINI John Cooper Works
- Priced as a MINI John Cooper Works (1,598cc), registered 3 years ago.
- With a 1,598cc engine, the MINI John Cooper Works needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
- For a driver after a claim, the MINI John Cooper Works is the 350th cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 263rd cheapest, 18% more than the middle price of S$1,232.64.
- MINI John Cooper Works review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$1,134.20 | Etiqa |
| Toyota Corolla Altis | S$1,138.10 | Etiqa |
| Toyota Sienta | S$1,158.44 | Etiqa |
| Honda Freed | S$1,251.21 | India International |
| Honda Vezel | S$1,288.75 | Etiqa |
| Hyundai Kona | S$1,377.37 | Etiqa |
| BMW X1 | S$1,468.56 | AIG |
| Mazda 3 | S$1,736.05 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The MINI John Cooper Works for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is MINI John Cooper Works insurance for a driver after a claim?
From S$1,457.54 a year today at AIG, up to S$1,889.35 at Great Eastern, across the 3 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old MINI John Cooper Works, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 84% more than the S$793.17 a 40-year-old with a 50% NCD and no claims pays for the same MINI John Cooper Works.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
Which insurers do not quote a driver after a claim for a MINI John Cooper Works online?
Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.