MINI car insurance
MINI John Cooper Works insurance quotes by driver
What the MINI John Cooper Works costs to insure today for 31 typical drivers, on a 3-year-old MINI John Cooper Works, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$793.17 a year.
- A 25-year-old new driver pays from S$3,175.42, 4.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,457.54, 84% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$6,089.97 | S$6,251.23 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIG | S$4,680.86 | S$5,251.54 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,175.42 | S$4,488.53 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,081.45 | S$3,809.45 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,184.79 | S$3,000.17 | 7 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Allianz | S$2,940.48 | S$3,285.01 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Allianz | S$1,881.90 | S$2,260.15 | 7 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,103.20 | S$1,356.01 | 7 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$934.92 | S$1,246.30 | 7 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,225.78 | S$1,550.27 | 7 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$875.55 | S$1,107.34 | 7 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$793.17 | S$1,013.37 | 7 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$716.66 | S$1,004.30 | 7 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,457.54 | S$1,478.62 | 3 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,274.48 | S$3,274.48 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$793.17 | S$1,123.51 | 7 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$845.64 | S$1,019.83 | 7 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Allianz | S$2,114.12 | S$2,445.38 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$788.44 | S$1,002.02 | 7 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$788.44 | S$1,002.02 | 7 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$826.71 | S$1,079.93 | 7 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$878.97 | S$1,107.34 | 7 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$910.95 | S$1,107.34 | 7 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$830.67 | S$1,088.84 | 7 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$884.67 | S$1,107.56 | 6 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,689.31 | S$1,762.76 | 3 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$843.56 | S$1,183.74 | 5 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$873.30 | S$1,157.44 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$910.94 | S$1,203.49 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,235.22 | S$1,282.01 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,544.03 | S$1,544.03 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the MINI John Cooper Works · This table as CSV · Compare with your own details.
Questions people ask
How much is MINI John Cooper Works insurance in Singapore?
From S$793.17 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MINI John Cooper Works, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is MINI John Cooper Works insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,175.42 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 7 for the settled driver.
How much more is MINI John Cooper Works insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,457.54, 84% more than the S$793.17 with no claims.
Does a new driver aged 40 pay less than a young new driver for a MINI John Cooper Works?
Yes, today: S$2,114.12 a year at 40 against S$3,175.42 at 25, both in their first year with no NCD.
Which insurer is cheapest for a MINI John Cooper Works?
Allianz is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.