Typical car insurance quotes
MG HS insurance for a 50-year-old with a 50% NCD
Every insurer's price today for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old MG HS, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a MG HS driven by a 50-year-old with a 50% NCD is S$758.85 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 10 insurers quote this driver online, up to S$1,900.39 at Etiqa.
- 10 insurers quote this driver online; 4 do not.
- That is 4% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$728.06).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Motor Protect Comprehensive | S$758.85 | S$2,000.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$811.71 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$831.86 | S$1,200.00 |
| SinglifeMotor Lite | S$907.60 | S$3,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$975.51 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,059.75 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$1,223.45 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$1,351.93 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,551.94 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,900.39 | S$2,500.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$895.44 | +S$136.59 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$632.61 | −S$126.24 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$859.24 | +S$100.39 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the MG HS has a 1,496cc engine.
- 4 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The MG HS
- Priced as a MG HS (1,496cc), registered 3 years ago.
- With a 1,496cc engine, the MG HS needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$681.90 a year for a 1,496cc engine, before any surcharge for a car over 10 years old.
- For a 50-year-old with a 50% NCD, the MG HS is the 270th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 232nd cheapest, 14% more than the middle price of S$664.47.
- MG HS review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Honda Freed | S$642.42 | India International |
| Mercedes-Benz GLB | S$692.17 | Allianz |
| Hyundai Kona | S$721.59 | India International |
| Mazda 3 | S$753.23 | HL Assurance |
| BMW X1 | S$797.41 | ECICS |
| Mercedes-Benz C-Class | S$811.71 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The MG HS for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is MG HS insurance for a 50-year-old with a 50% NCD?
From S$758.85 a year today at Allianz, up to S$1,900.39 at Etiqa, across the 10 insurers that quote this driver online. That is for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old MG HS, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 4% more than the S$728.06 a 40-year-old with a 50% NCD and no claims pays for the same MG HS.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 50-year-old with a 50% NCD for a MG HS online?
ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.