MG car insurance
MG HS insurance quotes by driver
What the MG HS costs to insure today for 31 typical drivers, on a 3-year-old MG HS, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$728.06 a year.
- A 25-year-old new driver pays from S$2,914.76, 4.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,422.89, 95% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$4,034.81 | S$5,038.76 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,708.37 | S$4,850.98 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$2,914.76 | S$4,062.57 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,785.80 | S$3,207.49 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,005.44 | S$2,736.99 | 10 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,402.28 | S$2,766.49 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,647.08 | S$2,137.97 | 10 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$977.95 | S$1,236.62 | 10 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$858.17 | S$1,236.62 | 10 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,125.16 | S$1,529.50 | 10 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$803.68 | S$1,096.12 | 10 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$728.06 | S$988.14 | 10 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$657.83 | S$988.14 | 10 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,422.89 | S$1,886.32 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,324.60 | S$3,149.83 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$728.06 | S$989.36 | 10 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$776.22 | S$1,013.81 | 10 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Singlife | S$1,824.43 | S$2,385.75 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$723.72 | S$979.40 | 10 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$723.72 | S$979.40 | 10 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$758.85 | S$1,017.63 | 10 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$806.82 | S$1,053.13 | 10 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,067.26 | 10 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$762.48 | S$1,067.26 | 10 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,087.08 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,413.08 | S$2,036.45 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$774.32 | S$1,255.92 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$801.61 | S$1,257.01 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$836.17 | S$1,638.49 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$943.81 | S$1,291.15 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$943.81 | S$1,495.96 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the MG HS · This table as CSV · Compare with your own details.
Questions people ask
How much is MG HS insurance in Singapore?
From S$728.06 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MG HS, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is MG HS insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,914.76 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 10 for the settled driver.
How much more is MG HS insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,422.89, 95% more than the S$728.06 with no claims.
Does a new driver aged 40 pay less than a young new driver for a MG HS?
Yes, today: S$1,824.43 a year at 40 against S$2,914.76 at 25, both in their first year with no NCD.
Which insurer is cheapest for a MG HS?
Allianz is cheapest for 17 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.