Typical car insurance quotes
BMW 735Li insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old BMW 735Li, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW 735Li driven by a driver after a claim is S$2,985.38 a year (GST included) at Singlife, Motor Lite; 4 insurers quote this driver online, up to S$6,215.15 at Etiqa.
- 4 insurers quote this driver online; 10 do not.
- That is 2.8 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,061.44).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SinglifeMotor Lite | S$2,985.38 | S$3,000.00 |
| UOIUniCar Comprehensive Value | S$3,008.79 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$3,757.26 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$6,215.15 | S$2,500.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,343.08 | +S$357.70 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,893.31 | −S$1,092.07 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.8 times what the same driver with no claims and a 50% NCD pays (S$1,061.44).
- The car matters too: insurers group models by value, repair costs and claims; the BMW 735Li has a 3,600cc engine.
- 10 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
The BMW 735Li
- Priced as a BMW 735Li (3,600cc), registered 3 years ago.
- With a 3,600cc engine, above 1,600cc, the BMW 735Li needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$3,323.50 a year for a 3,600cc engine, before any surcharge for a car over 10 years old.
- For a driver after a claim, the BMW 735Li is the 586th cheapest of 588 car models to insure. Among 95 cars above 2,000cc it is 93rd cheapest, 84% more than the middle price of S$1,622.84.
- BMW 735Li review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz CLS | S$1,623.11 | Etiqa |
| Lexus LS | S$1,706.31 | Etiqa |
| Mitsubishi Pajero | S$1,848.18 | Etiqa |
| BMW 735i | S$2,985.38 | Singlife |
| Chrysler 300 | S$3,576.32 | UOI |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BMW 735Li for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW 735Li insurance for a driver after a claim?
From S$2,985.38 a year today at Singlife, up to S$6,215.15 at Etiqa, across the 4 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old BMW 735Li, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.8 times the S$1,061.44 a 40-year-old with a 50% NCD and no claims pays for the same BMW 735Li.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote a driver after a claim for a BMW 735Li online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.