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BMW 735Li insurance quotes by driver

What the BMW 735Li costs to insure today for 31 typical drivers, on a 3-year-old BMW 735Li, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,061.44 a year.
  • A 25-year-old new driver pays from S$3,603.30, 3.4 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,985.38, 2.8 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,845.81S$8,422.463
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,178.68S$8,519.944
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,603.30S$9,289.335
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,031.20S$7,624.705
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,412.75S$5,677.856
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,613.90S$5,062.525
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$2,092.41S$3,939.956
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest SompoS$1,337.10S$2,343.286
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest SompoS$1,337.10S$2,230.516
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest SompoS$1,498.80S$2,435.856
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest SompoS$1,070.58S$1,802.216
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest SompoS$1,061.44S$1,719.336
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest SompoS$1,061.44S$1,677.866
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$2,985.38S$3,383.034
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$4,847.87S$6,098.743
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest SompoS$1,061.44S$1,758.926
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest SompoS$1,117.32S$1,719.336
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,075.01S$3,818.505
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest SompoS$1,061.44S$1,680.826
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest SompoS$1,061.44S$1,680.826
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest SompoS$1,061.44S$1,776.226
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,152.94S$1,792.936
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,159.93S$1,864.376
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,159.93S$1,941.726
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,159.93S$1,830.985
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$2,962.42S$3,659.114
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,159.93S$2,002.575
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,980.78S$3,135.653
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,980.78S$3,135.653
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,980.78S$1,980.781
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,980.78S$1,980.781

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 735Li · This table as CSV · Compare with your own details.

Questions people ask

How much is BMW 735Li insurance in Singapore?

From S$1,061.44 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 735Li, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BMW 735Li insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,603.30 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 6 for the settled driver.

How much more is BMW 735Li insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,985.38, 2.8 times the S$1,061.44 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BMW 735Li?

Yes, today: S$2,075.01 a year at 40 against S$3,603.30 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BMW 735Li?

Sompo is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.