Typical car insurance quotes
BMW 630i GT insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BMW 630i GT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW 630i GT driven by a 40-year-old woman with a 50% NCD is S$998.67 a year (GST included) at AIG, AIG Car Insurance Collision Only; 9 insurers quote this driver online, up to S$3,553.12 at Etiqa.
- 9 insurers quote this driver online; 5 do not.
- That is 2% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$982.40).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AIGAIG Car Insurance Collision Only | S$998.67 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,009.08 | S$2,000.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,029.81 | S$1,200.00 |
| MS First CapitalComprehensive | S$1,140.55 | S$500.00 |
| UOIUniCar Comprehensive Value | S$1,407.02 | S$500.00 |
| ERGOSMART Comprehensive | S$1,510.68 | S$500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,600.70 | S$3,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,907.27 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$3,553.12 | S$2,500.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,140.55 | +S$141.88 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$823.96 | −S$174.71 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,090.55 | +S$91.88 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is 2% more than what the same driver as a man pays (S$982.40).
- The car matters too: insurers group models by value, repair costs and claims; the BMW 630i GT has a 1,998cc engine.
- 5 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
The BMW 630i GT
- Priced as a BMW 630i GT (1,998cc), registered 3 years ago.
- With a 1,998cc engine, above 1,600cc, the BMW 630i GT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the BMW 630i GT is the 539th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 147th cheapest, 22% more than the middle price of S$816.60.
- BMW 630i GT review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mazda CX-5 | S$721.59 | India International |
| Mazda CX-30 | S$721.59 | India International |
| Toyota Voxy | S$725.24 | HL Assurance |
| Toyota Harrier | S$742.90 | India International |
| Mercedes-Benz E-Class | S$836.11 | Allianz |
| Mercedes-Benz GLC | S$886.76 | HL Assurance |
| Lexus RX | S$971.21 | HL Assurance |
| Lexus NX | S$999.17 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BMW 630i GT for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW 630i GT insurance for a 40-year-old woman with a 50% NCD?
From S$998.67 a year today at AIG, up to S$3,553.12 at Etiqa, across the 9 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BMW 630i GT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2% more than the S$982.40 a 40-year-old with a 50% NCD and no claims pays for the same BMW 630i GT.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
Which insurers do not quote a 40-year-old woman with a 50% NCD for a BMW 630i GT online?
ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.