BMW car insurance
BMW 630i GT insurance quotes by driver
What the BMW 630i GT costs to insure today for 31 typical drivers, on a 3-year-old BMW 630i GT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$982.40 a year.
- A 25-year-old new driver pays from S$4,471.13, 4.6 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,654.57, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest AIG | S$6,903.40 | S$8,212.25 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIG | S$5,154.64 | S$7,132.55 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,471.13 | S$6,151.46 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,338.81 | S$5,237.12 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest QBE | S$3,018.46 | S$3,808.33 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,140.32 | S$4,326.19 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Allianz | S$2,649.79 | S$2,930.70 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,401.81 | S$1,676.92 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AIG | S$1,244.57 | S$1,676.92 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AIG | S$1,602.50 | S$2,019.23 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,063.46 | S$1,407.02 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$982.40 | S$1,407.02 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$998.67 | S$1,407.02 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,654.57 | S$2,734.50 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$12,402.24 | S$12,402.24 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,032.49 | S$1,478.25 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIG | S$982.40 | S$1,407.02 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AIG | S$2,719.96 | S$3,306.66 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIG | S$946.97 | S$1,372.80 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIG | S$946.97 | S$1,342.99 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIG | S$1,050.84 | S$1,478.25 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,163.88 | S$1,478.25 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,198.12 | S$1,524.47 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,071.45 | S$1,524.47 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,156.86 | S$1,616.28 | 8 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,948.40 | S$3,095.10 | 4 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,187.77 | S$1,680.06 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,229.64 | S$1,454.43 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,282.65 | S$1,454.43 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,355.28 | S$1,586.65 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,694.10 | S$1,694.10 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BMW 630i GT · This table as CSV · Compare with your own details.
Questions people ask
How much is BMW 630i GT insurance in Singapore?
From S$982.40 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BMW 630i GT, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BMW 630i GT insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,471.13 a year today at Allianz, 4.6 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 9 for the settled driver.
How much more is BMW 630i GT insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,654.57, 68% more than the S$982.40 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BMW 630i GT?
Yes, today: S$2,719.96 a year at 40 against S$4,471.13 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BMW 630i GT?
AIG is cheapest for 19 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.