Typical car insurance quotes
Audi S4 Saloon insurance for a 65-year-old with a 50% NCD
Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi S4 Saloon, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Audi S4 Saloon driven by a 65-year-old with a 50% NCD is S$1,346.75 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 5 insurers quote this driver online, up to S$2,233.96 at Etiqa.
- 5 insurers quote this driver online; 9 do not.
- That is 12% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,207.46).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Motor Protect Comprehensive | S$1,346.75 | S$2,000.00 |
| LibertyComprehensive Preferred Plan | S$1,722.13 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,740.87 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$2,145.63 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,233.96 | S$2,500.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,589.17 | +S$242.42 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,043.03 | −S$303.72 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,524.93 | +S$178.18 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 12% more than what a 40-year-old with the same 50% NCD pays (S$1,207.46).
- The car matters too: insurers group models by value, repair costs and claims; the Audi S4 Saloon has a 2,995cc engine.
- 9 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The Audi S4 Saloon
- Priced as a Audi S4 Saloon (2,995cc), registered 3 years ago.
- With a 2,995cc engine, above 1,600cc, the Audi S4 Saloon needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$2,379.24 a year for a 2,995cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old with a 50% NCD, the Audi S4 Saloon is the 573rd cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 86th cheapest, 25% more than the middle price of S$1,075.06.
- Audi S4 Saloon review: list price, COE, road tax and insurance.
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Audi S4 Saloon for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Audi S4 Saloon insurance for a 65-year-old with a 50% NCD?
From S$1,346.75 a year today at Allianz, up to S$2,233.96 at Etiqa, across the 5 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi S4 Saloon, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 12% more than the S$1,207.46 a 40-year-old with a 50% NCD and no claims pays for the same Audi S4 Saloon.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 65-year-old with a 50% NCD for a Audi S4 Saloon online?
AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.