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Audi S4 Saloon insurance quotes by driver

What the Audi S4 Saloon costs to insure today for 31 typical drivers, on a 3-year-old Audi S4 Saloon, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,207.46 a year.
  • A 25-year-old new driver pays from S$4,834.03, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,407.69, 99% more than the settled driver's price.
  • Online prices here run from age 21 to 75; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest UOIS$8,915.10S$8,939.392
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$7,729.63S$7,763.393
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$4,834.03S$7,151.345
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest AllianzS$4,690.97S$5,607.055
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest AllianzS$3,325.96S$4,355.846
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest UOIS$4,465.16S$4,835.145
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest AllianzS$2,864.86S$3,576.716
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$1,563.88S$2,165.496
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,423.25S$2,015.566
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,866.04S$2,078.686
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$1,272.99S$1,555.596
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,207.46S$1,595.586
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,090.98S$1,595.586
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest LibertyS$2,407.69S$2,887.583
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$3,905.68S$5,851.302
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,207.46S$1,633.576
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$1,209.34S$1,595.586
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AllianzS$3,218.38S$3,838.325
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$1,200.26S$1,497.366
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$1,148.87S$1,497.366
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,247.54S$1,593.596
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,298.45S$1,673.566
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,336.65S$1,755.496
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,264.55S$1,755.496
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,346.75S$1,740.875
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest LibertyS$2,453.34S$3,349.003
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,284.18S$1,921.895
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,329.45S$2,010.003
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,386.75S$2,010.003
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountNo online price0
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountNo online price0

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Audi S4 Saloon · This table as CSV · Compare with your own details.

Questions people ask

How much is Audi S4 Saloon insurance in Singapore?

From S$1,207.46 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Audi S4 Saloon, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Audi S4 Saloon insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,834.03 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 6 for the settled driver.

How much more is Audi S4 Saloon insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,407.69, 99% more than the S$1,207.46 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Audi S4 Saloon?

Yes, today: S$3,218.38 a year at 40 against S$4,834.03 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Audi S4 Saloon?

Allianz is cheapest for 16 of the 29 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.