Personal accident insurance
How China Taiping prices personal accident insurance
Priced online
What the figures include
The table's figures are before GST. We add 9% GST to each price.
Prices from this table are as at 19 Oct 2026, the day we read China Taiping's published rates.
The insurer places some jobs in a different occupation class from ours, and prices them in its own: Caregiver or nanny class 1; Dentist class 1; Doctor class 1; Domestic helper class 1; Hairdresser or beautician class 1; Nurse (clinic or outpatient) class 1; Nurse (hospital or ward) class 1; Retail assistant class 1; Tailor or seamstress class 1; Cleaner (kitchen, outdoor or industrial) class 2; Engineer (office-based) class 2; Gardener or landscaper class 2; Security officer (unarmed) class 2; Butcher class 3; Veterinarian class 3. It does not cover these jobs online: Aircraft ground crew or technician; Army, navy or air force (regular); Electrician; Flight attendant; Full-time national serviceman (NSF); Police officer; Police, SAF or civil defence (office or admin work only).
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.
Plans and how each is priced
Economy (S$100,000)
Offered when Who is covered is One adult; Sum insured up to S$100,000; Occupation class up to Class 3
| Occupation class | Figure |
|---|---|
| Class 1 | S$173.00 |
| Class 2 | S$223.00 |
| Class 3 | S$433.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)
Offered when Who is covered is Two adults; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$374.00 | S$534.00 | S$744.00 |
| Class 2 | S$534.00 | S$534.00 | S$744.00 |
| Class 3 | S$744.00 | S$744.00 | S$744.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)
Offered when Who is covered is One adult and children; Sum insured up to S$100,000; Occupation class up to Class 3; Children 1 or more
| Occupation class | Figure |
|---|---|
| Class 1 | S$374.00 |
| Class 2 | S$534.00 |
| Class 3 | S$744.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)
Offered when Who is covered is Two adults and children; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Children 1 or more
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$374.00 | S$534.00 | S$744.00 |
| Class 2 | S$534.00 | S$534.00 | S$744.00 |
| Class 3 | S$744.00 | S$744.00 | S$744.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Executive (S$200,000)
Offered when Who is covered is One adult; Sum insured up to S$200,000; Occupation class up to Class 3
| Occupation class | Figure |
|---|---|
| Class 1 | S$283.00 |
| Class 2 | S$393.00 |
| Class 3 | S$523.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Executive, me and my spouse (Family plan: S$200,000 for you, S$100,000 spouse)
Offered when Who is covered is Two adults; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$584.00 | S$744.00 | S$954.00 |
| Class 2 | S$744.00 | S$744.00 | S$954.00 |
| Class 3 | S$954.00 | S$954.00 | S$954.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Executive, me and my children (Family plan: S$200,000 for you, S$20,000 each child)
Offered when Who is covered is One adult and children; Sum insured up to S$200,000; Occupation class up to Class 3; Children 1 or more
| Occupation class | Figure |
|---|---|
| Class 1 | S$584.00 |
| Class 2 | S$744.00 |
| Class 3 | S$954.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Executive, family (Family plan: S$200,000 for you, S$100,000 spouse, S$20,000 each child)
Offered when Who is covered is Two adults and children; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Children 1 or more
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$584.00 | S$744.00 | S$954.00 |
| Class 2 | S$744.00 | S$744.00 | S$954.00 |
| Class 3 | S$954.00 | S$954.00 | S$954.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Platinum (S$300,000)
Offered when Who is covered is One adult; Sum insured up to S$300,000; Occupation class up to Class 3
| Occupation class | Figure |
|---|---|
| Class 1 | S$433.00 |
| Class 2 | S$573.00 |
| Class 3 | S$943.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Platinum, me and my spouse (Family plan: S$300,000 for you, S$150,000 spouse)
Offered when Who is covered is Two adults; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$744.00 | S$954.00 | S$1,164.00 |
| Class 2 | S$954.00 | S$954.00 | S$1,164.00 |
| Class 3 | S$1,164.00 | S$1,164.00 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Platinum, me and my children (Family plan: S$300,000 for you, S$30,000 each child)
Offered when Who is covered is One adult and children; Sum insured up to S$300,000; Occupation class up to Class 3; Children 1 or more
| Occupation class | Figure |
|---|---|
| Class 1 | S$744.00 |
| Class 2 | S$954.00 |
| Class 3 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Platinum, family (Family plan: S$300,000 for you, S$150,000 spouse, S$30,000 each child)
Offered when Who is covered is Two adults and children; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Children 1 or more
| Occupation classby Spouse's occupation class | Up to 1 | 2 | 3 |
|---|---|---|---|
| Class 1 | S$744.00 | S$954.00 | S$1,164.00 |
| Class 2 | S$954.00 | S$954.00 | S$1,164.00 |
| Class 3 | S$1,164.00 | S$1,164.00 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Titanium (S$500,000)
Offered when Who is covered is One adult; Sum insured up to S$500,000; Occupation class up to Class 2
| Occupation class | Figure |
|---|---|
| Class 1 | S$543.00 |
| Class 2 | S$843.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Titanium, me and my spouse (Family plan: S$500,000 for you, S$250,000 spouse)
Offered when Who is covered is Two adults; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2
| Occupation classby Spouse's occupation class | Up to 1 | 2 |
|---|---|---|
| Class 1 | S$864.00 | S$1,164.00 |
| Class 2 | S$1,164.00 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Titanium, me and my children (Family plan: S$500,000 for you, S$50,000 each child)
Offered when Who is covered is One adult and children; Sum insured up to S$500,000; Occupation class up to Class 2; Children 1 or more
| Occupation class | Figure |
|---|---|
| Class 1 | S$864.00 |
| Class 2 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Titanium, family (Family plan: S$500,000 for you, S$250,000 spouse, S$50,000 each child)
Offered when Who is covered is Two adults and children; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2; Children 1 or more
| Occupation classby Spouse's occupation class | Up to 1 | 2 |
|---|---|---|
| Class 1 | S$864.00 | S$1,164.00 |
| Class 2 | S$1,164.00 | S$1,164.00 |
| Age | Figure |
|---|---|
| Up to 64 | ×1.00 |
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Economy: class 1, S$50,000 asked (flyer: S$173 before GST)Economy (S$100,000) |
|
| S$188.57 |
| Economy: class 2, S$50,000 asked (flyer: S$223 before GST)Economy (S$100,000) |
|
| S$243.07 |
| Economy: class 3, S$50,000 asked (flyer: S$433 before GST)Economy (S$100,000) |
|
| S$471.97 |
| Economy: class 1, S$100,000 askedEconomy (S$100,000) |
|
| S$188.57 |
| Economy, family: class 1 with a class 1 spouse and 2 children (flyer Family: S$374 before GST)Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child) |
|
| S$407.66 |
| Economy, family: class 2 with a class 1 spouse and 2 children (flyer Family: S$534 before GST)Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child) |
|
| S$582.06 |
Show the other 39 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Economy, family: class 3 with a class 1 spouse and 2 children (flyer Family: S$744 before GST)Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child) |
|
| S$810.96 |
| Economy, me and my spouse: class 1 with a class 2 spouse (myHub: the class II Family figure, S$534 before GST)Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse) |
|
| S$582.06 |
| Economy, family: class 1 with a class 3 spouse (myHub: the class III Family figure, S$744 before GST)Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child) |
|
| S$810.96 |
| Economy, me and my children: class 2, 2 children (flyer Family: S$534 before GST)Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child) |
|
| S$582.06 |
| Executive: class 1, S$50,000 asked (flyer: S$283 before GST)Executive (S$200,000) |
|
| S$308.47 |
| Executive: class 2, S$50,000 asked (flyer: S$393 before GST)Executive (S$200,000) |
|
| S$428.37 |
| Executive: class 3, S$50,000 asked (flyer: S$523 before GST)Executive (S$200,000) |
|
| S$570.07 |
| Executive: class 1, S$200,000 askedExecutive (S$200,000) |
|
| S$308.47 |
| Executive, family: class 1 with a class 1 spouse and 2 children (flyer Family: S$584 before GST)Executive, family (Family plan: S$200,000 for you, S$100,000 spouse, S$20,000 each child) |
|
| S$636.56 |
| Executive, family: class 2 with a class 1 spouse and 2 children (flyer Family: S$744 before GST)Executive, family (Family plan: S$200,000 for you, S$100,000 spouse, S$20,000 each child) |
|
| S$810.96 |
| Executive, family: class 3 with a class 1 spouse and 2 children (flyer Family: S$954 before GST)Executive, family (Family plan: S$200,000 for you, S$100,000 spouse, S$20,000 each child) |
|
| S$1,039.86 |
| Executive, me and my spouse: class 1 with a class 2 spouse (myHub: the class II Family figure, S$744 before GST)Executive, me and my spouse (Family plan: S$200,000 for you, S$100,000 spouse) |
|
| S$810.96 |
| Executive, family: class 1 with a class 3 spouse (myHub: the class III Family figure, S$954 before GST)Executive, family (Family plan: S$200,000 for you, S$100,000 spouse, S$20,000 each child) |
|
| S$1,039.86 |
| Executive, me and my children: class 2, 2 children (flyer Family: S$744 before GST)Executive, me and my children (Family plan: S$200,000 for you, S$20,000 each child) |
|
| S$810.96 |
| Platinum: class 1, S$50,000 asked (flyer: S$433 before GST)Platinum (S$300,000) |
|
| S$471.97 |
| Platinum: class 2, S$50,000 asked (flyer: S$573 before GST)Platinum (S$300,000) |
|
| S$624.57 |
| Platinum: class 3, S$50,000 asked (flyer: S$943 before GST)Platinum (S$300,000) |
|
| S$1,027.87 |
| Platinum: class 1, S$300,000 askedPlatinum (S$300,000) |
|
| S$471.97 |
| Platinum, family: class 1 with a class 1 spouse and 2 children (flyer Family: S$744 before GST)Platinum, family (Family plan: S$300,000 for you, S$150,000 spouse, S$30,000 each child) |
|
| S$810.96 |
| Platinum, family: class 2 with a class 1 spouse and 2 children (flyer Family: S$954 before GST)Platinum, family (Family plan: S$300,000 for you, S$150,000 spouse, S$30,000 each child) |
|
| S$1,039.86 |
| Platinum, family: class 3 with a class 1 spouse and 2 children (flyer Family: S$1164 before GST)Platinum, family (Family plan: S$300,000 for you, S$150,000 spouse, S$30,000 each child) |
|
| S$1,268.76 |
| Platinum, me and my spouse: class 1 with a class 2 spouse (myHub: the class II Family figure, S$954 before GST)Platinum, me and my spouse (Family plan: S$300,000 for you, S$150,000 spouse) |
|
| S$1,039.86 |
| Platinum, family: class 1 with a class 3 spouse (myHub: the class III Family figure, S$1164 before GST)Platinum, family (Family plan: S$300,000 for you, S$150,000 spouse, S$30,000 each child) |
|
| S$1,268.76 |
| Platinum, me and my children: class 2, 2 children (flyer Family: S$954 before GST)Platinum, me and my children (Family plan: S$300,000 for you, S$30,000 each child) |
|
| S$1,039.86 |
| Titanium: class 1, S$50,000 asked (flyer: S$543 before GST)Titanium (S$500,000) |
|
| S$591.87 |
| Titanium: class 2, S$50,000 asked (flyer: S$843 before GST)Titanium (S$500,000) |
|
| S$918.87 |
| Titanium: class 1, S$500,000 askedTitanium (S$500,000) |
|
| S$591.87 |
| Titanium, family: class 1 with a class 1 spouse and 2 children (flyer Family: S$864 before GST)Titanium, family (Family plan: S$500,000 for you, S$250,000 spouse, S$50,000 each child) |
|
| S$941.76 |
| Titanium, family: class 2 with a class 1 spouse and 2 children (flyer Family: S$1164 before GST)Titanium, family (Family plan: S$500,000 for you, S$250,000 spouse, S$50,000 each child) |
|
| S$1,268.76 |
| Titanium, me and my spouse: class 1 with a class 2 spouse (myHub: the class II Family figure, S$1164 before GST)Titanium, me and my spouse (Family plan: S$500,000 for you, S$250,000 spouse) |
|
| S$1,268.76 |
| Titanium, me and my children: class 2, 2 children (flyer Family: S$1164 before GST)Titanium, me and my children (Family plan: S$500,000 for you, S$50,000 each child) |
|
| S$1,268.76 |
| Economy: a doctor (myHub class I; we place doctors in class 2)Economy (S$100,000) |
|
| S$188.57 |
| Economy: a vet (myHub class III, Veterinary Surgeon)Economy (S$100,000) |
|
| S$471.97 |
| Economy: a security officer (myHub class II, Unarmed Security Guard)Economy (S$100,000) |
|
| S$243.07 |
| Economy: a butcher (myHub class III; we place butchers in class 4)Economy (S$100,000) |
|
| S$471.97 |
| Titanium: a nurse (myHub class I)Titanium (S$500,000) |
|
| S$591.87 |
| Economy, me and my spouse: a nurse (class I) and a gardener (class II): the class II Family figureEconomy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse) |
|
| S$582.06 |
| Platinum: a dentist (myHub class I; we place dentists in class 2)Platinum (S$300,000) |
|
| S$471.97 |
| Economy: a domestic helper (myHub class I, Servant/Maid)Economy (S$100,000) |
|
| S$188.57 |
Where the figures come from
- China Taiping Personal Accident Safe flyer CT058 with the benefits table, the annual premium table by class ("Premium excludes GST") and the occupation classification, information accurate as of 4 November 2024 (archive copy; the live site serves a verification page to non-browser clients) read 9 Oct 2026
- China Taiping Personal Accident Safe policy wording CTPIS/LIFE/SIM/082020 (archive copy) read 9 Oct 2026
- China Taiping Personal Accident Safe product page (archive copy of 14 Jun 2026) read 9 Oct 2026
Plus 3 files of saved quotes, data and screenshots from China Taiping's online quote tool, kept with the table.
Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
Compare China Taiping with another insurer
- China Taiping vs AIG
- China Taiping vs Allianz
- China Taiping vs Chubb
- China Taiping vs EQ Insurance
- China Taiping vs ERGO
- China Taiping vs Etiqa
- China Taiping vs FWD
- China Taiping vs Great American
- China Taiping vs Great Eastern
- China Taiping vs HL Assurance
- China Taiping vs HSBC Life
- China Taiping vs Income
- China Taiping vs India International
- China Taiping vs Liberty
- China Taiping vs Lonpac
- China Taiping vs MSIG
- China Taiping vs QBE
- China Taiping vs Singlife
- China Taiping vs Sompo
- China Taiping vs Tokio Marine
- China Taiping vs UOI