Personal accident insurance
China Taiping vs UOI personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, China Taiping was cheaper on 0, UOI on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | China Taiping | UOI |
|---|---|---|
| Accountant, S$200,000 cover | S$308.47Executive (S$200,000)as at 19 Oct 2026 | S$218.76UniPA Plus (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$243.07Economy (S$100,000)as at 19 Oct 2026 | S$156.96UniPA Value (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$188.57Economy (S$100,000)as at 19 Oct 2026 | S$133.42UniPA Value (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$188.57Economy (S$100,000)as at 19 Oct 2026 | S$156.96UniPA Value (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$471.97Economy (S$100,000)as at 19 Oct 2026 | S$423.57UniPA Value (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 | S$266.83UniPA Value, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | China Taiping | UOI |
|---|---|---|
| Medical expenses | S$2,000 per accident | S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300 |
| Hospital cash | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident | Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days |
| Infectious diseases | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit | Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- China Taiping: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is China Taiping or UOI cheaper for personal accident insurance?
Of the 8 examples both price, China Taiping was cheaper on 0, UOI on 8. Your own answers can change the order, so get your own quote.
How does China Taiping's cover compare with UOI's?
On each one's cheapest plan for accountant, S$200,000 cover (China Taiping Executive (S$200,000), UOI UniPA Plus (S$200,000)): Medical expenses: China Taiping S$2,000 per accident, UOI S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300; Hospital cash: China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident, UOI Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days; Infectious diseases: China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit, UOI Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support; Excess: China Taiping S$0.00, UOI S$0.00.
What discounts are China Taiping and UOI running?
China Taiping: none to show. UOI: none to show.