← All price pages
Personal accident insurance
Personal accident insurance for a parent and 1 child: prices compared
You and 1 child, S$50,000 cover
As of 28 Oct 2026 (Singapore time)
19 insurers price this, from S$122.63 to S$1,443.21 (as at 8 Oct 2026).
What we assumed
- One adult aged 18 to 59, an accountant
- S$50,000 sum insured
- 1 child
Example prices
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| Tokio MarineTM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children | TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children | S$122.63estimate | S$0.00 | 19 Oct 2026 |
| HL AssuranceFamily Protect360 Bronze, Myself With Child(ren) (S$50,000 an adult, S$10,000 a child) | Family Protect360 Bronze, Myself With Child(ren) (S$50,000 an adult, S$10,000 a child) | S$0.00 | 8 Oct 2026 | |
| MSIGProtectionPlus Silver, me and my children (S$100,000) | ProtectionPlus Silver, me and my children (S$100,000) | S$136.25 | S$0.00 | 19 Oct 2026 |
| SompoPA Ease Plan 1, me and my children (S$50,000; each child S$47.96) | PA Ease Plan 1, me and my children (S$50,000; each child S$47.96) | S$143.88 | S$0.00 | 9 Oct 2026 |
| LibertyPACare Plus Enhanced Essential, me and my children (S$50,000) | PACare Plus Enhanced Essential, me and my children (S$50,000) | S$146.06 | S$0.00 | 9 Oct 2026 |
| India Internationali-Aid Basic, me and my children (S$50,000; S$10,000 each child) | i-Aid Basic, me and my children (S$50,000; S$10,000 each child) | S$163.50 | S$0.00 | 10 Oct 2026 |
| AllianzAccident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium) | Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$187.03 | S$0.00 | 19 Oct 2026 |
| ERGOERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover) | ERGO AccidentProtect Basic (S$100,000), Core Cover, me and my children (core premium plus 40%; children at 20% of the cover) | S$189.00 | S$0.00 | 19 Oct 2026 |
| Tokio MarineTM 365 Personal Accident Plan B (S$100,000) with Child Protector, me and my children | TM 365 Personal Accident Plan B (S$100,000) with Child Protector, me and my children | S$191.30estimate | S$0.00 | 19 Oct 2026 |
| LonpacPersonal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3) | Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3) | S$205.44 | S$0.00 | 11 Oct 2026 |
| EtiqaTiq Personal Accident Enhanced Silver, Me and my children (S$125,000) | Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000) | S$0.00 | 15 Oct 2026 | |
| Great EasternPA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6) | PA Supreme Plan A, me and my children (S$100,000; each child S$56.68, up to 6) | S$218.00 | S$0.00 | 17 Oct 2026 |
| ERGOERGO AccidentProtect Basic (S$100,000), Core Cover + Add-on Cover 1, me and my children (core premium plus 40%; children at 20% of the cover) | ERGO AccidentProtect Basic (S$100,000), Core Cover + Add-on Cover 1, me and my children (core premium plus 40%; children at 20% of the cover) | S$225.00 | S$0.00 | 19 Oct 2026 |
| LibertyPACare Plus Enhanced Economy, me and my children (S$100,000) | PACare Plus Enhanced Economy, me and my children (S$100,000) | S$227.81 | S$0.00 | 9 Oct 2026 |
| MSIGProtectionPlus Gold, me and my children (S$150,000) | ProtectionPlus Gold, me and my children (S$150,000) | S$228.90 | S$0.00 | 19 Oct 2026 |
| SompoPA Ease Plan 2, me and my children (S$100,000; each child S$77.39) | PA Ease Plan 2, me and my children (S$100,000; each child S$77.39) | S$232.17 | S$0.00 | 9 Oct 2026 |
| SompoPAStar Deluxe, me and my children (S$100,000; each child S$47.96) | PAStar Deluxe, me and my children (S$100,000; each child S$47.96) | S$244.16 | S$0.00 | 9 Oct 2026 |
| QBEPA Prestige Plan A, me and my children (S$100,000; each child S$30.52) | PA Prestige Plan A, me and my children (S$100,000; each child S$30.52) | S$253.97 | S$0.00 | 11 Oct 2026 |
| AIGSapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000) | Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000) | S$259.97 | S$0.00 | 12 Oct 2026 |
| India Internationali-Aid Standard, me and my children (S$100,000; S$20,000 each child) | i-Aid Standard, me and my children (S$100,000; S$20,000 each child) | S$277.95 | S$0.00 | 10 Oct 2026 |
| MSIGPA RecoveryPlus Silver, me and my children (S$100,000) | PA RecoveryPlus Silver, me and my children (S$100,000) | S$0.00 | 19 Oct 2026 | |
| SinglifePersonal Accident Lite, me and my children (S$100,000) | Personal Accident Lite, me and my children (S$100,000) | S$285.23 | S$0.00 | 5 Oct 2026 |
| HL AssuranceFamily Protect360 Silver, Myself With Child(ren) (S$100,000 an adult, S$20,000 a child) | Family Protect360 Silver, Myself With Child(ren) (S$100,000 an adult, S$20,000 a child) | S$0.00 | 8 Oct 2026 | |
| FWDFWD Life PA S$100,000 (Plan A), me and my children | FWD Life PA S$100,000 (Plan A), me and my children | S$337.90 | S$0.00 | 5 Oct 2026 |
| Tokio MarineTM 365 Personal Accident Plan C (S$200,000) with Child Protector, me and my children | TM 365 Personal Accident Plan C (S$200,000) with Child Protector, me and my children | S$338.45estimate | S$0.00 | 19 Oct 2026 |
| AIGSapphire Enhanced Choices Standard, Comprehensive package, me and my children (S$100,000) | Sapphire Enhanced Choices Standard, Comprehensive package, me and my children (S$100,000) | S$340.08 | S$0.00 | 12 Oct 2026 |
| Great EasternPA Supreme Plan B, me and my children (S$200,000; each child S$56.68, up to 6) | PA Supreme Plan B, me and my children (S$200,000; each child S$56.68, up to 6) | S$340.08 | S$0.00 | 17 Oct 2026 |
| EtiqaTiq Personal Accident Enhanced Gold, Me and my children (S$300,000) | Tiq Personal Accident Enhanced Gold, Me and my children (S$300,000) | S$0.00 | 15 Oct 2026 | |
| AllianzAccident Protect Plus Gold, me and my children (S$250,000; each child on the Child plan, S$48.90; 15% off the whole premium) | Accident Protect Plus Gold, me and my children (S$250,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$363.67 | S$0.00 | 19 Oct 2026 |
| LonpacPersonal CarePlus Standard, me and my children (S$200,000; each child S$60.72, up to 3) | Personal CarePlus Standard, me and my children (S$200,000; each child S$60.72, up to 3) | S$364.32 | S$0.00 | 11 Oct 2026 |
| IncomePA Assurance Basic, me and my children (S$100,000; each child 40% off) | PA Assurance Basic, me and my children (S$100,000; each child 40% off) | S$373.22 | S$0.00 | 16 Oct 2026 |
| ChubbDBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount) | DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount) | S$374.28 | S$0.00 | 20 Oct 2026 |
| MSIGProtectionPlus Platinum, me and my children (S$250,000) | ProtectionPlus Platinum, me and my children (S$250,000) | S$381.50 | S$0.00 | 19 Oct 2026 |
| FWDFWD Life PA S$100,000 (Plan A) with Catch-All Rider, me and my children | FWD Life PA S$100,000 (Plan A) with Catch-All Rider, me and my children | S$388.70 | S$0.00 | 5 Oct 2026 |
| LibertyPACare Plus Enhanced Executive, me and my children (S$200,000) | PACare Plus Enhanced Executive, me and my children (S$200,000) | S$389.13 | S$0.00 | 9 Oct 2026 |
| SompoPAStar Elite, me and my children (S$200,000; each child S$80.66) | PAStar Elite, me and my children (S$200,000; each child S$80.66) | S$396.76 | S$0.00 | 9 Oct 2026 |
| QBEPA Prestige Plan B, me and my children (S$200,000; each child S$61.04) | PA Prestige Plan B, me and my children (S$200,000; each child S$61.04) | S$398.94 | S$0.00 | 11 Oct 2026 |
| SompoPA Ease Plan 3, me and my children (S$150,000; each child S$132.98) | PA Ease Plan 3, me and my children (S$150,000; each child S$132.98) | S$398.94 | S$0.00 | 9 Oct 2026 |
| China TaipingEconomy, me and my children (Family plan: S$100,000 for you, S$10,000 each child) | Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child) | S$407.66 | S$0.00 | 19 Oct 2026 |
| IncomePA Assurance Basic with infectious disease cover, me and my children (S$100,000; each child 40% off) | PA Assurance Basic with infectious disease cover, me and my children (S$100,000; each child 40% off) | S$408.10 | S$0.00 | 16 Oct 2026 |
| India Internationali-Aid Enhanced, me and my children (S$200,000; S$30,000 each child) | i-Aid Enhanced, me and my children (S$200,000; S$30,000 each child) | S$414.20 | S$0.00 | 10 Oct 2026 |
| SinglifePersonal Accident Standard, me and my children (S$200,000) | Personal Accident Standard, me and my children (S$200,000) | S$423.57 | S$0.00 | 5 Oct 2026 |
| Tokio MarineTM 365 Personal Accident Plan D (S$300,000) with Child Protector, me and my children | TM 365 Personal Accident Plan D (S$300,000) with Child Protector, me and my children | S$436.55estimate | S$0.00 | 19 Oct 2026 |
| Great EasternPA Supreme Plan C, me and my children (S$300,000; each child S$56.68, up to 6) | PA Supreme Plan C, me and my children (S$300,000; each child S$56.68, up to 6) | S$450.17 | S$0.00 | 17 Oct 2026 |
| MSIGPA RecoveryPlus Gold, me and my children (S$200,000) | PA RecoveryPlus Gold, me and my children (S$200,000) | S$0.00 | 19 Oct 2026 | |
| AIGSapphire Enhanced Choices Preferred, Basic package, me and my children (S$200,000) | Sapphire Enhanced Choices Preferred, Basic package, me and my children (S$200,000) | S$457.80 | S$0.00 | 12 Oct 2026 |
| HSBC LifeHSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free) | HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free) | S$512.30estimate | S$0.00 | 19 Oct 2026 |
| ChubbDBS MultiGen Protect Premier, me and my children (S$150,000; each child S$80,000 disability; 10-20% multi-member discount) | DBS MultiGen Protect Premier, me and my children (S$150,000; each child S$80,000 disability; 10-20% multi-member discount) | S$522.81 | S$0.00 | 20 Oct 2026 |
| LonpacPersonal CarePlus Premier, me and my children (S$300,000; each child S$87.60, up to 3) | Personal CarePlus Premier, me and my children (S$300,000; each child S$87.60, up to 3) | S$525.60 | S$0.00 | 11 Oct 2026 |
| LibertyPACare Plus Enhanced Elite, me and my children (S$300,000) | PACare Plus Enhanced Elite, me and my children (S$300,000) | S$547.18 | S$0.00 | 9 Oct 2026 |
| FWDFWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A, me and my children | FWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A, me and my children | S$547.90 | S$0.00 | 5 Oct 2026 |
| AIGSapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000) | Sapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000) | S$572.25 | S$0.00 | 12 Oct 2026 |
| IncomePA Assurance Classic, me and my children (S$200,000; each child 40% off) | PA Assurance Classic, me and my children (S$200,000; each child 40% off) | S$579.01 | S$0.00 | 16 Oct 2026 |
| AIGSapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000) | Sapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000) | S$593.51 | S$0.00 | 12 Oct 2026 |
| India Internationali-Aid Premium, me and my children (S$300,000; S$40,000 each child) | i-Aid Premium, me and my children (S$300,000; S$40,000 each child) | S$594.05 | S$0.00 | 10 Oct 2026 |
| MSIGPA RecoveryPlus Platinum, me and my children (S$300,000) | PA RecoveryPlus Platinum, me and my children (S$300,000) | S$0.00 | 19 Oct 2026 | |
| FWDFWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A and Catch-All Rider, me and my children | FWD Life PA S$100,000 (Plan A) with Income Support Rider Plan A and Catch-All Rider, me and my children | S$598.70 | S$0.00 | 5 Oct 2026 |
| EtiqaTiq Personal Accident Enhanced Platinum, Me and my children (S$500,000) | Tiq Personal Accident Enhanced Platinum, Me and my children (S$500,000) | S$0.00 | 15 Oct 2026 | |
| China TaipingExecutive, me and my children (Family plan: S$200,000 for you, S$20,000 each child) | Executive, me and my children (Family plan: S$200,000 for you, S$20,000 each child) | S$636.56 | S$0.00 | 19 Oct 2026 |
| SinglifePersonal Accident Plus, me and my children (S$300,000) | Personal Accident Plus, me and my children (S$300,000) | S$637.30 | S$0.00 | 5 Oct 2026 |
| AllianzAccident Protect Plus Platinum, me and my children (S$500,000; each child on the Child plan, S$48.90; 15% off the whole premium) | Accident Protect Plus Platinum, me and my children (S$500,000; each child on the Child plan, S$48.90; 15% off the whole premium) | S$644.22 | S$0.00 | 19 Oct 2026 |
| IncomePA Assurance Classic with infectious disease cover, me and my children (S$200,000; each child 40% off) | PA Assurance Classic with infectious disease cover, me and my children (S$200,000; each child 40% off) | S$655.74 | S$0.00 | 16 Oct 2026 |
| Great EasternPA Supreme Plan D, me and my children (S$500,000; each child S$56.68, up to 6) | PA Supreme Plan D, me and my children (S$500,000; each child S$56.68, up to 6) | S$662.72 | S$0.00 | 17 Oct 2026 |
| AIGSapphire Enhanced Choices Deluxe, Comprehensive package, me and my children (S$300,000) | Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my children (S$300,000) | S$740.66 | S$0.00 | 12 Oct 2026 |
| QBEPA Prestige Plan C, me and my children (S$500,000; each child S$113.36) | PA Prestige Plan C, me and my children (S$500,000; each child S$113.36) | S$756.46 | S$0.00 | 11 Oct 2026 |
| IncomePA Assurance Superior, me and my children (S$300,000; each child 40% off) | PA Assurance Superior, me and my children (S$300,000; each child 40% off) | S$767.36 | S$0.00 | 16 Oct 2026 |
| SompoPAStar Elite Plus, me and my children (S$500,000; each child S$80.66) | PAStar Elite Plus, me and my children (S$500,000; each child S$80.66) | S$801.15 | S$0.00 | 9 Oct 2026 |
| China TaipingPlatinum, me and my children (Family plan: S$300,000 for you, S$30,000 each child) | Platinum, me and my children (Family plan: S$300,000 for you, S$30,000 each child) | S$810.96 | S$0.00 | 19 Oct 2026 |
| LibertyPACare Plus Enhanced Exclusive, me and my children (S$500,000) | PACare Plus Enhanced Exclusive, me and my children (S$500,000) | S$819.68 | S$0.00 | 9 Oct 2026 |
| AIGSapphire Enhanced Choices Prestige, Basic package, me and my children (S$500,000) | Sapphire Enhanced Choices Prestige, Basic package, me and my children (S$500,000) | S$866.55 | S$0.00 | 12 Oct 2026 |
| IncomePA Assurance Superior with infectious disease cover, me and my children (S$300,000; each child 40% off) | PA Assurance Superior with infectious disease cover, me and my children (S$300,000; each child 40% off) | S$884.21 | S$0.00 | 16 Oct 2026 |
| China TaipingTitanium, me and my children (Family plan: S$500,000 for you, S$50,000 each child) | Titanium, me and my children (Family plan: S$500,000 for you, S$50,000 each child) | S$941.76 | S$0.00 | 19 Oct 2026 |
| HL AssuranceFamily Protect360 Premier, Myself With Child(ren) (S$250,000 an adult, S$50,000 a child) | Family Protect360 Premier, Myself With Child(ren) (S$250,000 an adult, S$50,000 a child) | S$0.00 | 8 Oct 2026 | |
| HSBC LifeHSBC Life Band Aid Package 3 (S$500,000) with all 6 optional benefits, me and my children (children free) | HSBC Life Band Aid Package 3 (S$500,000) with all 6 optional benefits, me and my children (children free) | S$1,049.56estimate | S$0.00 | 19 Oct 2026 |
| AIGSapphire Enhanced Choices Prestige, Comprehensive package, me and my children (S$500,000) | Sapphire Enhanced Choices Prestige, Comprehensive package, me and my children (S$500,000) | S$1,157.58 | S$0.00 | 12 Oct 2026 |
| QBEPA Prestige Plan D, me and my children (S$1,000,000; each child S$247.43) | PA Prestige Plan D, me and my children (S$1,000,000; each child S$247.43) | S$1,217.53 | S$0.00 | 11 Oct 2026 |
| HL AssuranceFamily Protect360 Platinum, Myself With Child(ren) (S$350,000 an adult, S$70,000 a child) | Family Protect360 Platinum, Myself With Child(ren) (S$350,000 an adult, S$70,000 a child) | S$0.00 | 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quoteYou finish buying on the insurer's own site. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is personal accident insurance for you and 1 child, S$50,000 cover?
Today, 19 insurers price this, from S$122.63 to S$1,443.21 (as at 8 Oct 2026). The cheapest is Tokio Marine TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my children at S$122.63 (as at 19 Oct 2026). All prices include 9% GST.
What do these prices assume?
One adult aged 18 to 59, an accountant. S$50,000 sum insured. 1 child.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.