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Personal accident insurance

Allianz vs China Taiping personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 10 examples both price, Allianz was cheaper on 8, China Taiping on 2. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzChina Taiping
Accountant, S$200,000 coverS$378.94Accident Protect Plus Gold (S$250,000)as at 19 Oct 2026S$308.47Executive (S$200,000)as at 19 Oct 2026
Sales executive who travels for work, S$100,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$243.07Economy (S$100,000)as at 19 Oct 2026
Technician, S$500,000 coverS$709.02Accident Protect Plus Platinum (S$500,000)as at 19 Oct 2026No online price
Class 1 job, S$50,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$188.57Economy (S$100,000)as at 19 Oct 2026
Class 2 job, S$50,000 coverS$281.15Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$188.57Economy (S$100,000)as at 19 Oct 2026
Class 3 job, S$50,000 coverS$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026S$471.97Economy (S$100,000)as at 19 Oct 2026
You and your spouse, S$50,000 coverS$290.94Accident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium)as at 19 Oct 2026S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026
You and 1 child, S$50,000 coverS$187.03Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026
You and 2 children, S$50,000 coverS$228.60Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$332.50Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$374.07Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Allianz Accident Protect Plus Gold (S$250,000), China Taiping Executive (S$200,000).
CoverAllianzChina Taiping
Accident medical expensesS$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospitalS$2,000 per accident
Hospital cashS$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablementS$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident
Infectious diseases (e.g. dengue)S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period)S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Allianz or China Taiping cheaper for personal accident insurance?

Of the 10 examples both price, Allianz was cheaper on 8, China Taiping on 2. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with China Taiping's?

On each one's cheapest plan for accountant, S$200,000 cover (Allianz Accident Protect Plus Gold (S$250,000), China Taiping Executive (S$200,000)): Accident medical expenses: Allianz S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital, China Taiping S$2,000 per accident; Hospital cash: Allianz S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement, China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. dengue): Allianz S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period), China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: Allianz S$0.00, China Taiping S$0.00.

What discounts are Allianz and China Taiping running?

Allianz: none to show. China Taiping: none to show.