Personal accident insurance
Liberty vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, Liberty was cheaper on 8, China Taiping on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Liberty | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$389.13PACare Plus Enhanced Executive (S$200,000)as at 9 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$277.95PACare Plus Enhanced Economy (S$100,000)as at 9 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$146.06PACare Plus Enhanced Essential (S$50,000)as at 9 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$176.58PACare Plus Enhanced Essential (S$50,000)as at 9 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$208.19PACare Plus Enhanced Essential (S$50,000)as at 9 Oct 2026 | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$285.58PACare Plus Enhanced Essential, me and my spouse (S$50,000 each adult)as at 9 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$146.06PACare Plus Enhanced Essential, me and my children (S$50,000)as at 9 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$146.06PACare Plus Enhanced Essential, me and my children (S$50,000)as at 9 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$285.58PACare Plus Enhanced Essential, family (S$50,000 each adult)as at 9 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$285.58PACare Plus Enhanced Essential, family (S$50,000 each adult)as at 9 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Liberty | China Taiping |
|---|---|---|
| Accident medical expenses | S$5,000 per accident (S$10,000 on public transport or from landslide, flood, fire or explosion); TCM or chiropractor S$500 and physiotherapy S$750 per accident; mobility aids and ambulance S$3,000; transport allowance S$100 | S$2,000 per accident |
| Hospital cash | S$200 a day up to 365 days; ICU S$400 a day up to 90 days (incl. COVID-19 hospitalisation) | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious diseases (e.g. dengue) | Medical expenses for infectious diseases within the S$5,000 medical limit; insect and animal bites and food poisoning extensions | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Liberty: none to show
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Liberty or China Taiping cheaper for personal accident insurance?
Of the 10 examples both price, Liberty was cheaper on 8, China Taiping on 2. Your own answers can change the order, so get your own quote.
How does Liberty's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (Liberty PACare Plus Enhanced Executive (S$200,000), China Taiping Executive (S$200,000)): Accident medical expenses: Liberty S$5,000 per accident (S$10,000 on public transport or from landslide, flood, fire or explosion); TCM or chiropractor S$500 and physiotherapy S$750 per accident; mobility aids and ambulance S$3,000; transport allowance S$100, China Taiping S$2,000 per accident; Hospital cash: Liberty S$200 a day up to 365 days; ICU S$400 a day up to 90 days (incl. COVID-19 hospitalisation), China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. dengue): Liberty Medical expenses for infectious diseases within the S$5,000 medical limit; insect and animal bites and food poisoning extensions, China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: Liberty S$0.00, China Taiping S$0.00.
What discounts are Liberty and China Taiping running?
Liberty: none to show. China Taiping: none to show.