Personal accident insurance
Lonpac vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Lonpac was cheaper on 9, China Taiping on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Lonpac | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$303.60Personal CarePlus Standard (S$200,000)as at 11 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$325.28Personal CarePlus Basic, me and my spouse (S$100,000 each adult; spouse 10% off)as at 11 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$205.44Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.68Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$359.52Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$393.76Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Lonpac | China Taiping |
|---|---|---|
| Accident medical expenses | S$6,000 a year (TCM S$100 per treatment, up to S$750 a year) | S$2,000 per accident |
| Hospital cash | S$100 a day, up to 60 days | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious diseases (e.g. dengue) | Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000 | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Lonpac: none to show
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Lonpac or China Taiping cheaper for personal accident insurance?
Of the 9 examples both price, Lonpac was cheaper on 9, China Taiping on 0. Your own answers can change the order, so get your own quote.
How does Lonpac's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (Lonpac Personal CarePlus Standard (S$200,000), China Taiping Executive (S$200,000)): Accident medical expenses: Lonpac S$6,000 a year (TCM S$100 per treatment, up to S$750 a year), China Taiping S$2,000 per accident; Hospital cash: Lonpac S$100 a day, up to 60 days, China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. dengue): Lonpac Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000, China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: Lonpac S$0.00, China Taiping S$0.00.
What discounts are Lonpac and China Taiping running?
Lonpac: none to show. China Taiping: none to show.