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Personal accident insurance

Chubb vs China Taiping personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 9 examples both price, Chubb was cheaper on 2, China Taiping on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbChina Taiping
Accountant, S$200,000 coverNo online priceS$308.47Executive (S$200,000)as at 19 Oct 2026
Sales executive who travels for work, S$100,000 coverS$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026S$243.07Economy (S$100,000)as at 19 Oct 2026
Technician, S$500,000 coverNo online priceNo online price
Class 1 job, S$50,000 coverS$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026S$188.57Economy (S$100,000)as at 19 Oct 2026
Class 2 job, S$50,000 coverS$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026S$188.57Economy (S$100,000)as at 19 Oct 2026
Class 3 job, S$50,000 coverS$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026S$471.97Economy (S$100,000)as at 19 Oct 2026
You and your spouse, S$50,000 coverS$453.49DBS MultiGen Protect Classic, me and my spouse (S$100,000 each adult; 10% multi-member discount)as at 20 Oct 2026S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026
You and 1 child, S$50,000 coverS$374.28DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026
You and 2 children, S$50,000 coverS$492.83DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$567.64DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$706.98DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026
1 child on their ownS$163.93DBS MultiGen Protect Classic, children only (S$60,000 disability each child; 10-15% multi-member discount from two children)as at 20 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for sales executive who travels for work, S$100,000 cover: Chubb DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb), China Taiping Economy (S$100,000).
CoverChubbChina Taiping
Accident medical expensesS$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident)S$1,000 per accident
Hospital cashNot for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMDS$100 a day, up to 365 days, if hospitalised for more than 24 hours after an accident
Infectious diseases (e.g. dengue)Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMDS$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Chubb or China Taiping cheaper for personal accident insurance?

Of the 9 examples both price, Chubb was cheaper on 2, China Taiping on 7. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with China Taiping's?

On each one's cheapest plan for sales executive who travels for work, S$100,000 cover (Chubb DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb), China Taiping Economy (S$100,000)): Accident medical expenses: Chubb S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident), China Taiping S$1,000 per accident; Hospital cash: Chubb Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD, China Taiping S$100 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. dengue): Chubb Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD, China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: Chubb S$0.00, China Taiping S$0.00.

What discounts are Chubb and China Taiping running?

Chubb: none to show. China Taiping: none to show.