Personal accident insurance
Income vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, Income was cheaper on 3, China Taiping on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | S$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | S$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | China Taiping |
|---|---|---|
| Medical expenses after an accident | S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750) | S$2,000 per accident |
| Daily hospital income | S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days) | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious diseases | Not covered: Income sells it as the "with infectious disease cover" version of this plan | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Income: none to show
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or China Taiping cheaper for personal accident insurance?
Of the 10 examples both price, Income was cheaper on 3, China Taiping on 7. Your own answers can change the order, so get your own quote.
How does Income's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (Income PA Assurance Classic (S$200,000), China Taiping Executive (S$200,000)): Medical expenses after an accident: Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750), China Taiping S$2,000 per accident; Daily hospital income: Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days), China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases: Income Not covered: Income sells it as the "with infectious disease cover" version of this plan, China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: Income S$0.00, China Taiping S$0.00.
What discounts are Income and China Taiping running?
Income: none to show. China Taiping: none to show.