Personal accident insurance
QBE vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, QBE was cheaper on 3, China Taiping on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | QBE | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | QBE | China Taiping |
|---|---|---|
| Accident medical expenses | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 | S$2,000 per accident |
| Hospital cash | S$100 a day (maximum days not stated); temporary total disablement S$200 a week | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious diseases (e.g. dengue) | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- QBE: none to show
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is QBE or China Taiping cheaper for personal accident insurance?
Of the 10 examples both price, QBE was cheaper on 3, China Taiping on 7. Your own answers can change the order, so get your own quote.
How does QBE's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (QBE PA Prestige Plan B (S$200,000), China Taiping Executive (S$200,000)): Accident medical expenses: QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750, China Taiping S$2,000 per accident; Hospital cash: QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week, China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. dengue): QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure), China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: QBE S$0.00, China Taiping S$0.00.
What discounts are QBE and China Taiping running?
QBE: none to show. China Taiping: none to show.