Personal accident insurance
MSIG vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, MSIG was cheaper on 9, China Taiping on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MSIG | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$322.73PA RecoveryPlus Gold (S$200,000)as at 19 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$154.78ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$207.10ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$238.17ProtectionPlus Silver, me and my spouse (S$100,000 each adult)as at 19 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$136.25ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$147.15ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | China Taiping |
|---|---|---|
| Medical expenses | S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000 | S$2,000 per accident |
| Hospital cash | S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious disease | Hospital income for dengue, food poisoning and hand, foot and mouth disease only | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- MSIG: 15% off; 20% off
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MSIG or China Taiping cheaper for personal accident insurance?
Of the 10 examples both price, MSIG was cheaper on 9, China Taiping on 1. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (MSIG PA RecoveryPlus Gold (S$200,000), China Taiping Executive (S$200,000)): Medical expenses: MSIG S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000, China Taiping S$2,000 per accident; Hospital cash: MSIG S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days, China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious disease: MSIG Hospital income for dengue, food poisoning and hand, foot and mouth disease only, China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: MSIG S$0.00, China Taiping S$0.00.
What discounts are MSIG and China Taiping running?
MSIG: 15% off; 20% off. China Taiping: none to show.