Personal accident insurance
HSBC Life vs China Taiping personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, HSBC Life was cheaper on 5, China Taiping on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HSBC Life | China Taiping |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 | S$308.47Executive (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$243.07Economy (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$188.57Economy (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$471.97Economy (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 | S$407.66Economy, me and my spouse (Family plan: S$100,000 for you, S$50,000 spouse)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$407.66Economy, me and my children (Family plan: S$100,000 for you, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$407.66Economy, family (Family plan: S$100,000 for you, S$50,000 spouse, S$10,000 each child)as at 19 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | China Taiping |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | S$2,000 per accident |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HSBC Life: none to show
- China Taiping: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or China Taiping cheaper for personal accident insurance?
Of the 9 examples both price, HSBC Life was cheaper on 5, China Taiping on 4. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with China Taiping's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, China Taiping Executive (S$200,000)): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), China Taiping S$2,000 per accident; Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), China Taiping S$150 a day, up to 365 days, if hospitalised for more than 24 hours after an accident; Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), China Taiping S$500 per occurrence if hospitalised for dengue fever, SARS, bird flu (H5N1) or HFMD; COVID-19 medical expenses up to S$500 per policy year (one incident) and a S$10,000 COVID-19 death benefit; Excess: HSBC Life S$0.00, China Taiping S$0.00.
What discounts are HSBC Life and China Taiping running?
HSBC Life: none to show. China Taiping: none to show.