The Fiat Bravo is off the new-car list, and our quote form carries two 1.4-litre versions of it. Insurance for this car shows one of the widest spreads you will see. This page sets out that spread, then the COE, road tax and the costs that depend on you.
The insurance figures are examples for one stated driver, read on 20 October 2026. They are not a quote.
Versions on the form
The new-car list has no entry for this model on sale now, so this page gives no list price, power or body type.
Our quote form lists:
- Bravo 1.4: 1,368cc
- Bravo 1.4 Turbo: 1,368cc
The figures below are for the Bravo 1.4, the version most of our insurers quote. Both share the 1,368cc engine, so road tax is the same for each.
Car insurance
The standard profile
The Fiat Bravo price page prices:
- Car: Bravo 1.4, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
A very wide spread
15 insurers price the Bravo for that driver. The lowest premium is S$622.34 a year. The insurer whose lowest plan is dearest asks at least S$2,003.97. That is S$1,381.63 more, or 222% on top. All prices include 9% GST.
Only one insurer on our panel has no online price for this model.
The dearest plan costs more than three times the lowest. For one car and one driver, that is a gap worth closing by comparing.
The excess
Most plans set a S$600 excess. Three set S$500, two S$750 and three S$800. Three set S$2,500 and one S$3,000. One plan has no excess.
Check the excess alongside each premium, as the higher ones could cover much of a repair.
How the price changes
The price page shows the lowest price when one thing changes:
- No NCD (0%): S$1,086.58, S$464.24 more
- 20% NCD: S$1,048.14, S$425.80 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,086.58, S$464.24 more
- Driver aged 65, 20 or more years' driving: S$622.34, the same
- A new car, registered this year: S$642.42, S$20.08 more
- A car 8 years old: S$569.36, S$52.98 less
Losing the NCD adds 75% at the lowest price. A 20% NCD saves only a little on that. A younger driver lands at the no-NCD figure.
The older driver pays the same as the 40-year-old. An 8-year-old Bravo is a little cheaper to insure.
These are lowest prices. Other plans may move by other amounts.
The NCD also shapes the cost of a claim. A claim can cut the discount, and the higher premium lasts until it is rebuilt. Some plans let you protect the NCD for an extra charge.
The COE
With a 1,368cc engine, the Bravo 1.4 needs a Category A COE if its power is 97kW (130bhp) or less. It needs a Category B COE if its power is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. These change every round; the COE page has the latest.
For a used Bravo, the COE expiry date sets how many years of use you are buying.
Road tax
For the 1,368cc engine, LTA's formula gives S$606.84 a year. That was checked on 2026-10-19 and is before any age surcharge.
From the tenth year, older cars pay more:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page has sums for other engines.
Terms to compare
Along with the premium, look at:
- Workshop: these prices assume an authorised workshop. Plans that allow any workshop may cost more or less.
- Named drivers: an extra, younger driver can raise the price.
- NCD protection: an optional extra on some plans.
- Excess: your share of each claim.
Against similar cars
For the same driver and car age, the price page lists six similar cars:
- Mazda 3: S$927.36
- Toyota Sienta: S$604.07
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Honda Freed: S$642.42
- Mercedes-Benz C-Class: S$749.93
Their average is S$753.91. The Bravo is 17% below that. Only one of them, the Toyota Sienta, is cheaper to insure.
Other Fiat models are on the Fiat car insurance page. The cheapest cars to insure page ranks models across makes.
Before you buy
For a used Bravo, confirm:
- COE expiry: how many years of use remain.
- Road tax: when it falls due, and whether the surcharge applies.
- Your own quote: with a spread this wide, compare several prices for your details.
Costs that depend on you
These have no single figure:
- Parking: HDB or condo season parking, plus elsewhere.
- Petrol: your distance and the pump price.
- ERP: your routes and hours.
- Parts and servicing: for an older car, ask how parts are sourced and who services it. Tyres, brakes and a battery come due.
- Depreciation: for a used car, mostly the COE years left.
Summary
For the Fiat Bravo 1.4 (1,368cc), dated as shown:
- Road tax: S$606.84 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$622.34 a year (20 October 2026)
- Insurance, 20% NCD: from S$1,048.14
- Insurance, no NCD: from S$1,086.58
- Insurance, a car 8 years old: from S$569.36
A fresh COE in the October 2026 1st round was S$130,001 (Category A) or S$130,100 (Category B).
Before you buy: car insurance for the Fiat Bravo
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Fiat Bravo to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.