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Typical car insurance quotes

Volvo V60 insurance for a 40-year-old who works outdoors

Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Volvo V60 2.0T, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Volvo V60 driven by a 40-year-old who works outdoors is S$903.78 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 10 insurers quote this driver online, up to S$1,687.22 at QBE.

  • 10 insurers quote this driver online; 4 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$903.78).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AllianzAllianz Motor Protect ComprehensiveS$903.78S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$1,087.10S$1,200.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,096.07S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,120.04S$2,500.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,171.70S$600.00
AIGAIG Car Insurance Collision OnlyS$1,178.12S$600.00
UOIUniCar Comprehensive ValueS$1,262.73S$500.00
India InternationalComprehensive (any workshop or authorised workshops)S$1,435.87S$600.00
MS First CapitalComprehensiveS$1,488.16S$500.00
QBEPrivate Motor Prestige ComprehensiveS$1,687.22S$3,000.00

No online price for this driver: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Volvo V60 and driver after one change, against S$903.78.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,066.46+S$162.68
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$814.78−S$89.00
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,023.35+S$119.57

Why this driver pays this

  • Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is about the same as what the same driver with an office job pays (S$903.78).
  • The car matters too: insurers group models by value, repair costs and claims; the Volvo V60 has a 1,999cc engine.
  • 4 insurers do not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

The Volvo V60

  • Priced as a Volvo V60 2.0T (1,999cc), registered 3 years ago.
  • With a 1,999cc engine, above 1,600cc, the Volvo V60 2.0T needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,210.92 a year for a 1,999cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old who works outdoors, the Volvo V60 is the 422nd cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 81st cheapest, about the same as the middle price of S$903.78.
  • Volvo V60 review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old who works outdoors, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota VoxyS$847.39HL Assurance
Toyota HarrierS$861.03India International
Mercedes-Benz E-ClassS$886.98Sompo
Mercedes-Benz GLCS$970.13Sompo
BMW 5 SeriesS$990.47ECICS
Lexus NXS$1,021.20Sompo
BMW 3 SeriesS$1,060.57AIG
Lexus RXS$1,094.77AIG

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Volvo V60 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Volvo V60 insurance for a 40-year-old who works outdoors?

From S$903.78 a year today at Allianz, up to S$1,687.22 at QBE, across the 10 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Volvo V60 2.0T, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$903.78 a 40-year-old with a 50% NCD and no claims pays for the same Volvo V60.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

Which insurers do not quote a 40-year-old who works outdoors for a Volvo V60 online?

ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.