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Volvo S60 insurance for a 55-year-old with a 50% NCD

Every insurer's price today for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Volvo S60 D4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Volvo S60 driven by a 55-year-old with a 50% NCD is S$886.61 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$2,387.91 at Liberty.

  • 13 insurers quote this driver online; 1 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$886.61).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$886.61S$600.00
AllianzAllianz Motor Protect ComprehensiveS$984.52S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$1,051.54S$1,200.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,073.39S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,102.62S$2,500.00
UOIUniCar Comprehensive ValueS$1,202.03S$500.00
SinglifeMotor LiteS$1,216.17S$3,000.00
ECICSComprehensiveS$1,222.71S$750.00
AIGAIG Car Insurance Collision OnlyS$1,362.85S$600.00
MS First CapitalComprehensiveS$1,402.75S$500.00
ERGOSMART ComprehensiveS$1,461.64S$500.00
QBEPrivate Motor Prestige ComprehensiveS$1,744.22S$3,000.00
LibertyComprehensive Preferred PlanS$2,387.91S$600.00

No online price for this driver: Sompo (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Volvo S60 and driver after one change, against S$886.61.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$985.12+S$98.51
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$691.49−S$195.12
Add an NCD protectorKeeps the 50% NCD after one claim.S$975.27+S$88.66

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Volvo S60 has a 1,969cc engine.
  • 1 insurer does not quote this driver online on this car: Sompo (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Volvo S60

  • Priced as a Volvo S60 D4 (1,969cc), registered 3 years ago.
  • With a 1,969cc engine, above 1,600cc, the Volvo S60 D4 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,175.74 a year for a 1,969cc engine, before any surcharge for a car over 10 years old.
  • For a 55-year-old with a 50% NCD, the Volvo S60 is the 396th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 76th cheapest, 1% less than the middle price of S$899.52.
  • Volvo S60 review: list price, COE, road tax and insurance.
Similar cars for a 55-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$742.90India International
Toyota VoxyS$793.75India International
Mercedes-Benz E-ClassS$861.03India International
BMW 5 SeriesS$861.03India International
Mercedes-Benz GLCS$1,002.21HL Assurance
BMW 3 SeriesS$1,074.12HL Assurance
Lexus RXS$1,097.66HL Assurance
Lexus NXS$1,109.23Sompo

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Volvo S60 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Volvo S60 insurance for a 55-year-old with a 50% NCD?

From S$886.61 a year today at India International, up to S$2,387.91 at Liberty, across the 13 insurers that quote this driver online. That is for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Volvo S60 D4, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$886.61 a 40-year-old with a 50% NCD and no claims pays for the same Volvo S60.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 55-year-old with a 50% NCD for a Volvo S60 online?

Sompo (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.