Typical car insurance quotes
Volkswagen Tiguan insurance for a 30-year-old new driver
Every insurer's price today for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Volkswagen Tiguan Comfortline 280, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Volkswagen Tiguan driven by a 30-year-old new driver is S$2,381.27 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 9 insurers quote this driver online, up to S$4,296.95 at Allianz.
- 9 insurers quote this driver online; 5 do not.
- That is 3.2 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$735.55).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,381.27 | S$2,500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$2,552.62 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,766.49 | S$600.00 |
| MS First CapitalComprehensive | S$2,783.56 | S$500.00 |
| SinglifeMotor Lite | S$2,984.21 | S$3,000.00 |
| UOIUniCar Comprehensive Value | S$3,403.48 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$3,927.91 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$3,953.86 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$4,296.95 | S$2,000.00 |
No online price for this driver: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,711.68 | +S$330.41 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,714.38 | −S$666.89 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$1,864.11 | −S$517.16 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off.
- The car matters too: insurers group models by value, repair costs and claims; the Volkswagen Tiguan has a 1,395cc engine.
- 5 insurers do not quote this driver online on this car: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
The Volkswagen Tiguan
- Priced as a Volkswagen Tiguan Comfortline 280 (1,395cc), registered 3 years ago.
- With a 1,395cc engine, the Volkswagen Tiguan Comfortline 280 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$622.66 a year for a 1,395cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old new driver, the Volkswagen Tiguan is the 323rd cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 233rd cheapest, 10% more than the middle price of S$2,174.45.
- Volkswagen Tiguan review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$2,033.77 | Sompo |
| Toyota Corolla Altis | S$2,044.93 | Sompo |
| Toyota Sienta | S$2,058.85 | India International |
| Honda Freed | S$2,098.82 | Sompo |
| Mazda 3 | S$2,351.66 | Sompo |
| Mercedes-Benz GLB | S$2,384.89 | Sompo |
| Hyundai Kona | S$2,457.55 | India International |
| BMW X1 | S$2,594.49 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Volkswagen Tiguan for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Volkswagen Tiguan insurance for a 30-year-old new driver?
From S$2,381.27 a year today at Etiqa, up to S$4,296.95 at Allianz, across the 9 insurers that quote this driver online. That is for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Volkswagen Tiguan Comfortline 280, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 3.2 times the S$735.55 a 40-year-old with a 50% NCD and no claims pays for the same Volkswagen Tiguan.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$1,864.11, S$517.16 less than today's S$2,381.27. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a 30-year-old new driver for a Volkswagen Tiguan online?
ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.