Typical car insurance quotes
Volkswagen Scirocco insurance for a 35-year-old with a 30% NCD
Every insurer's price today for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Volkswagen Scirocco 1.4 TSI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Volkswagen Scirocco driven by a 35-year-old with a 30% NCD is S$1,122.70 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 13 insurers quote this driver online, up to S$1,966.98 at QBE.
- 13 insurers quote this driver online; 1 do not.
- That is 52% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$739.39).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,122.70 | S$2,500.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,136.39 | S$600.00 |
| ECICSComprehensive | S$1,315.91 | S$750.00 |
| AIGAIG Car Insurance Collision Only | S$1,363.97 | S$600.00 |
| ERGOSMART Comprehensive | S$1,534.79 | S$500.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,580.84 | S$1,200.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,586.19 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,760.77 | S$2,000.00 |
| SinglifeMotor Lite | S$1,767.60 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$1,782.18 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,857.62 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,891.61 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,966.98 | S$3,000.00 |
No online price for this driver: MS First Capital (MS First Capital does not quote this model online).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,262.66 | +S$139.96 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$885.67 | −S$237.03 |
| Add an NCD protectorKeeps the 30% NCD after one claim. | S$1,250.03 | +S$127.33 |
| Next year, with a 40% NCDAfter a year with no claim, at today's prices. | S$974.06 | −S$148.64 |
Why this driver pays this
- The no-claim discount comes off the premium: 30% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 52% more than what a 40-year-old with a 50% NCD pays (S$739.39).
- The car matters too: insurers group models by value, repair costs and claims; the Volkswagen Scirocco has a 1,390cc engine.
- 1 insurer does not quote this driver online on this car: MS First Capital (MS First Capital does not quote this model online).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
The Volkswagen Scirocco
- Priced as a Volkswagen Scirocco 1.4 TSI (1,390cc), registered 3 years ago.
- With a 1,390cc engine, the Volkswagen Scirocco 1.4 TSI needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$619.74 a year for a 1,390cc engine, before any surcharge for a car over 10 years old.
- For a 35-year-old with a 30% NCD, the Volkswagen Scirocco is the 307th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 244th cheapest, 20% more than the middle price of S$933.50.
- Volkswagen Scirocco review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$845.70 | India International |
| Toyota Corolla Altis | S$899.39 | India International |
| Honda Freed | S$899.39 | India International |
| Hyundai Kona | S$1,010.22 | India International |
| Mercedes-Benz GLB | S$1,026.30 | Allianz |
| BMW X1 | S$1,136.39 | India International |
| Mercedes-Benz C-Class | S$1,136.39 | India International |
| Mazda 3 | S$1,195.60 | HL Assurance |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Volkswagen Scirocco for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Volkswagen Scirocco insurance for a 35-year-old with a 30% NCD?
From S$1,122.70 a year today at Etiqa, up to S$1,966.98 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Volkswagen Scirocco 1.4 TSI, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 52% more than the S$739.39 a 40-year-old with a 50% NCD and no claims pays for the same Volkswagen Scirocco.
What would lower the price?
Next year, with a 40% NCD: the lowest price becomes S$974.06, S$148.64 less than today's S$1,122.70. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a 35-year-old with a 30% NCD for a Volkswagen Scirocco online?
MS First Capital (MS First Capital does not quote this model online).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.