Typical car insurance quotes
Volkswagen CC insurance for a 40-year-old with a 50% NCD
Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Volkswagen CC 1.8 TSI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Volkswagen CC driven by a 40-year-old with a 50% NCD is S$889.42 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 11 insurers quote this driver online, up to S$1,672.80 at QBE.
- 11 insurers quote this driver online; 3 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | S$889.42 | S$1,200.00 |
| AIGAIG Car Insurance Collision Only | S$905.52 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$959.78 | S$600.00 |
| ECICSComprehensive | S$1,024.39 | S$750.00 |
| ERGOSMART Comprehensive | S$1,026.77 | S$500.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,037.02 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,062.36 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,200.91 | S$600.00 |
| SinglifeMotor Lite | S$1,332.95 | S$3,000.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,390.39 | S$2,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,672.80 | S$3,000.00 |
No online price for this driver: Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,046.37 | +S$156.95 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$693.81 | −S$195.61 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$978.36 | +S$88.94 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Volkswagen CC has a 1,800cc engine.
- 3 insurers do not quote this driver online on this car: Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
The Volkswagen CC
- Priced as a Volkswagen CC 1.8 TSI (1,800cc), registered 3 years ago.
- With a 1,800cc engine, above 1,600cc, the Volkswagen CC 1.8 TSI needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$977.50 a year for a 1,800cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old with a 50% NCD, the Volkswagen CC is the 459th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 103rd cheapest, 3% more than the middle price of S$861.03.
- Volkswagen CC review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Avante | S$622.34 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Kia Cerato | S$660.69 | India International |
| Hyundai Kona | S$721.59 | India International |
| Toyota Harrier | S$742.90 | India International |
| Toyota Voxy | S$763.41 | HL Assurance |
| Mercedes-Benz E-Class | S$861.03 | India International |
| BMW 5 Series | S$861.03 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Volkswagen CC for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Volkswagen CC insurance for a 40-year-old with a 50% NCD?
From S$889.42 a year today at HL Assurance, up to S$1,672.80 at QBE, across the 11 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Volkswagen CC 1.8 TSI, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a 40-year-old with a 50% NCD for a Volkswagen CC online?
Etiqa (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.