Typical car insurance quotes
Volkswagen Beetle insurance for a driver with a Certificate of Merit
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Volkswagen Beetle 1.2 TSI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Volkswagen Beetle driven by a driver with a Certificate of Merit is S$604.07 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,266.29 at Allianz.
- 14 insurers quote this driver online.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$604.07).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$604.07 | S$600.00 |
| MS First CapitalComprehensive | S$690.04 | S$500.00 |
| HL AssuranceCar Protect360 Comprehensive | S$719.73 | S$1,200.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$756.29 | S$2,500.00 |
| AIGAIG Car Insurance Collision Only | S$763.20 | S$600.00 |
| ERGOSMART Comprehensive | S$803.75 | S$500.00 |
| ECICSComprehensive | S$829.11 | S$750.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$950.50 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$959.78 | S$600.00 |
| UOIUniCar Comprehensive Value | S$962.49 | S$500.00 |
| SinglifeMotor Lite | S$1,078.06 | S$3,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,173.60 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$1,185.45 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,266.29 | S$2,000.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$671.19 | +S$67.12 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$490.50 | −S$113.57 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$664.47 | +S$60.40 |
Why this driver pays this
- The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers. On this car the lowest price is about the same as what the same driver without one pays (S$604.07).
- The car matters too: insurers group models by value, repair costs and claims; the Volkswagen Beetle has a 1,200cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Volkswagen Beetle
- Priced as a Volkswagen Beetle 1.2 TSI (1,200cc), registered 3 years ago.
- With a 1,200cc engine, the Volkswagen Beetle 1.2 TSI needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$508.30 a year for a 1,200cc engine, before any surcharge for a car over 10 years old.
- For a driver with a Certificate of Merit, the Volkswagen Beetle is the 65th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 65th cheapest, 8% less than the middle price of S$660.09.
- Volkswagen Beetle review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota C-HR | S$552.91 | India International |
| Nissan Qashqai | S$590.12 | India International |
| Nissan Kicks e-Power | S$590.12 | India International |
| Honda Jazz / Fit | S$622.34 | India International |
| Mitsubishi Attrage | S$622.34 | India International |
| Mercedes-Benz GLB | S$660.13 | Allianz |
| Mercedes-Benz GLA | S$660.13 | Allianz |
| Mercedes-Benz A-Class | S$755.55 | ERGO |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Volkswagen Beetle for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Volkswagen Beetle insurance for a driver with a Certificate of Merit?
From S$604.07 a year today at India International, up to S$1,266.29 at Allianz, across the 14 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Volkswagen Beetle 1.2 TSI, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$604.07 a 40-year-old with a 50% NCD and no claims pays for the same Volkswagen Beetle.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.