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Toyota Yaris Verso insurance for a 30-year-old with a 20% NCD

Every insurer's price today for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Toyota Yaris Verso 1.5, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Yaris Verso driven by a 30-year-old with a 20% NCD is S$1,179.41 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 11 insurers quote this driver online, up to S$2,590.95 at UOI.

  • 11 insurers quote this driver online; 3 do not.
  • That is 95% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$604.07).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$1,179.41S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,526.62S$600.00
HL AssuranceCar Protect360 ComprehensiveS$1,822.98S$1,200.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,829.09S$600.00
ECICSComprehensiveS$2,111.45S$750.00
AIGAIG Car Insurance Collision OnlyS$2,142.70S$600.00
AllianzAllianz Motor Protect ComprehensiveS$2,175.83S$2,000.00
QBEPrivate Motor Prestige ComprehensiveS$2,393.01S$3,000.00
LibertyComprehensive Preferred PlanS$2,409.25S$600.00
ERGOSMART ComprehensiveS$2,551.53S$500.00
UOIUniCar Comprehensive ValueS$2,590.95S$500.00

No online price for this driver: Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Toyota Yaris Verso and driver after one change, against S$1,179.41.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,310.46+S$131.05
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$918.46−S$260.95
Next year, with a 30% NCDAfter a year with no claim, at today's prices.S$980.39−S$199.02

Why this driver pays this

  • The no-claim discount comes off the premium: 20% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 95% more than what a 40-year-old with a 50% NCD pays (S$604.07).
  • The car matters too: insurers group models by value, repair costs and claims; the Toyota Yaris Verso has a 1,497cc engine.
  • 3 insurers do not quote this driver online on this car: Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Toyota Yaris Verso

  • Priced as a Toyota Yaris Verso 1.5 (1,497cc), registered 3 years ago.
  • With a 1,497cc engine, the Toyota Yaris Verso 1.5 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$682.50 a year for a 1,497cc engine, before any surcharge for a car over 10 years old.
  • For a 30-year-old with a 20% NCD, the Toyota Yaris Verso is the 60th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 60th cheapest, 11% less than the middle price of S$1,327.10.
  • Toyota Yaris Verso review: list price, COE, road tax and insurance.
Similar cars for a 30-year-old with a 20% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Honda FreedS$1,251.21India International
Honda HR-VS$1,251.21India International
Hyundai KonaS$1,408.12India International
BMW X1S$1,567.08ECICS
Honda VezelS$1,567.08ECICS
Mercedes-Benz GLBS$1,568.11India International
Mercedes-Benz C-ClassS$1,616.59ECICS
Mazda 3S$1,682.57ECICS

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Toyota Yaris Verso for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Toyota Yaris Verso insurance for a 30-year-old with a 20% NCD?

From S$1,179.41 a year today at India International, up to S$2,590.95 at UOI, across the 11 insurers that quote this driver online. That is for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Toyota Yaris Verso 1.5, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 95% more than the S$604.07 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Yaris Verso.

What would lower the price?

Next year, with a 30% NCD: the lowest price becomes S$980.39, S$199.02 less than today's S$1,179.41. After a year with no claim, at today's prices.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 30-year-old with a 20% NCD for a Toyota Yaris Verso online?

Etiqa (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.