Typical car insurance quotes
Toyota Yaris Cross insurance for a 30-year-old new driver
Every insurer's price today for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Toyota Yaris Cross 1.5XB, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Yaris Cross driven by a 30-year-old new driver is S$1,985.39 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 8 insurers quote this driver online, up to S$3,722.63 at Liberty.
- 8 insurers quote this driver online; 6 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,985.39 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,058.85 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,456.67 | S$2,500.00 |
| SinglifeMotor Lite | S$2,656.29 | S$3,000.00 |
| UOIUniCar Comprehensive Value | S$3,007.35 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$3,259.93 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$3,458.49 | S$2,000.00 |
| LibertyComprehensive Preferred Plan | S$3,722.63 | S$600.00 |
No online price for this driver: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,287.60 | +S$302.21 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,435.24 | −S$550.15 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$1,631.44 | −S$353.95 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off.
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Yaris Cross has a 1,490cc engine.
- 6 insurers do not quote this driver online on this car: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The Toyota Yaris Cross
- Priced as a Toyota Yaris Cross 1.5XB (1,490cc), registered 3 years ago.
- With a 1,490cc engine, the Toyota Yaris Cross 1.5XB needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$678.38 a year for a 1,490cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old new driver, the Toyota Yaris Cross is the 81st cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 80th cheapest, 9% less than the middle price of S$2,174.45.
- Toyota Yaris Cross review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$2,033.77 | Sompo |
| Honda Vezel | S$2,084.64 | Sompo |
| Honda Freed | S$2,098.82 | Sompo |
| Honda HR-V | S$2,183.19 | India International |
| Mazda 3 | S$2,351.66 | Sompo |
| Mercedes-Benz GLB | S$2,384.89 | Sompo |
| Hyundai Kona | S$2,457.55 | India International |
| BMW X1 | S$2,594.49 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Yaris Cross for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Yaris Cross insurance for a 30-year-old new driver?
From S$1,985.39 a year today at Sompo, up to S$3,722.63 at Liberty, across the 8 insurers that quote this driver online. That is for a driver aged 30, single, driving 1 year, no no-claim discount, on a 3-year-old Toyota Yaris Cross 1.5XB, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$1,631.44, S$353.95 less than today's S$1,985.39. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 30-year-old new driver for a Toyota Yaris Cross online?
ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.