Typical car insurance quotes
Toyota Wish insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Toyota WISH 1.8 CVT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Wish driven by a 40-year-old woman with a 50% NCD is S$721.59 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,506.70 at Liberty.
- 14 insurers quote this driver online.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$721.59).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$721.59 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$725.24 | S$1,200.00 |
| AllianzAllianz Motor Protect Comprehensive | S$735.15 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$849.19 | S$2,500.00 |
| MS First CapitalComprehensive | S$900.35 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$937.51 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$957.53 | S$600.00 |
| ERGOSMART Comprehensive | S$1,019.94 | S$500.00 |
| SinglifeMotor Lite | S$1,040.61 | S$3,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,048.42 | S$600.00 |
| ECICSComprehensive | S$1,103.19 | S$750.00 |
| UOIUniCar Comprehensive Value | S$1,283.64 | S$500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,499.75 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$1,506.70 | S$600.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$801.77 | +S$80.18 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$561.57 | −S$160.02 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$793.75 | +S$72.16 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$721.59).
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Wish has a 1,798cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Wish
- Priced as a Toyota WISH 1.8 CVT (1,798cc), registered 3 years ago.
- With a 1,798cc engine, above 1,600cc, the Toyota WISH 1.8 CVT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$975.16 a year for a 1,798cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the Toyota Wish is the 265th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 14th cheapest, 12% less than the middle price of S$816.60.
- Toyota Wish review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Avante | S$622.34 | India International |
| Kia Cerato | S$660.69 | India International |
| Hyundai Kona | S$721.59 | India International |
| Mercedes-Benz E-Class | S$836.11 | Allianz |
| BMW 5 Series | S$861.03 | India International |
| Mercedes-Benz GLC | S$886.76 | HL Assurance |
| Lexus RX | S$971.21 | HL Assurance |
| Lexus NX | S$999.17 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Wish for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Wish insurance for a 40-year-old woman with a 50% NCD?
From S$721.59 a year today at India International, up to S$1,506.70 at Liberty, across the 14 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Toyota WISH 1.8 CVT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$721.59 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Wish.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.