Typical car insurance quotes
Toyota Previa insurance for a driver with demerit points
Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, some demerit points, on a 3-year-old Toyota Previa 2.4, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 29 Oct 2026, the cheapest comprehensive car insurance for a Toyota Previa driven by a driver with demerit points is S$805.07 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,355.16 at Liberty.
- 14 insurers quote this driver online.
- That is 5% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$764.82).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$805.07 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$872.39 | S$1,200.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$897.14 | S$600.00 |
| ECICSComprehensive | S$906.03 | S$750.00 |
| MS First CapitalComprehensive | S$983.86 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$994.67 | S$2,500.00 |
| ERGOSMART Comprehensive | S$1,007.03 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$1,027.61 | S$600.00 |
| SinglifeMotor Lite | S$1,079.46 | S$3,000.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,079.84 | S$2,000.00 |
| UOIUniCar Comprehensive Value | S$1,144.12 | S$500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,240.18 | S$3,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,310.08 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$1,355.16 | S$600.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$894.53 | +S$89.46 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$627.45 | −S$177.62 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$885.58 | +S$80.51 |
Why this driver pays this
- Demerit points on the licence are a loading at some insurers and a reason to decline at others. On this car the lowest price is 5% more than what the same driver with none pays (S$764.82).
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Previa has a 2,362cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Previa
- Priced as a Toyota Previa 2.4 (2,362cc), registered 3 years ago.
- With a 2,362cc engine, above 1,600cc, the Toyota Previa 2.4 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,636.72 a year for a 2,362cc engine, before any surcharge for a car over 10 years old.
- For a driver with demerit points, the Toyota Previa is the 325th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 9th cheapest, 18% less than the middle price of S$982.82.
- Toyota Previa review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Chevrolet Captiva | S$805.07 | India International |
| Chevrolet Malibu | S$805.07 | India International |
| Honda Odyssey | S$854.43 | India International |
| Mitsubishi Outlander | S$906.36 | India International |
| Ford Focus ST | S$1,022.32 | HL Assurance |
| Ford Kuga Titanium | S$1,022.32 | HL Assurance |
| Audi RS 3 Sedan | S$1,310.08 | Great Eastern |
| Audi RS 3 Sportback | S$1,310.08 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Previa for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Previa insurance for a driver with demerit points?
From S$805.07 a year today at India International, up to S$1,355.16 at Liberty, across the 14 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, some demerit points, on a 3-year-old Toyota Previa 2.4, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 5% more than the S$764.82 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Previa.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.