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Toyota Noah insurance for a 30-year-old with a 50% NCD

Every insurer's price today for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Noah 1.8 Elegance, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Noah driven by a 30-year-old with a 50% NCD is S$1,174.77 a year (GST included) at MS First Capital, Comprehensive; 11 insurers quote this driver online, up to S$2,101.75 at UOI.

  • 11 insurers quote this driver online; 3 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
MS First CapitalComprehensiveS$1,174.77S$500.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,182.14S$600.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,220.68S$600.00
AllianzAllianz Motor Protect ComprehensiveS$1,285.99S$2,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,379.47S$2,500.00
QBEPrivate Motor Prestige ComprehensiveS$1,404.99S$3,000.00
ECICSComprehensiveS$1,500.18S$750.00
ERGOSMART ComprehensiveS$1,573.65S$500.00
AIGAIG Car Insurance Collision OnlyS$1,644.31S$600.00
LibertyComprehensive Preferred PlanS$1,969.69S$600.00
UOIUniCar Comprehensive ValueS$2,101.75S$500.00

No online price for this driver: HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Toyota Noah and driver after one change, against S$1,174.77.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,174.77the same
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$848.68−S$326.09
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,292.25+S$117.48

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Toyota Noah has a 1,798cc engine.
  • 3 insurers do not quote this driver online on this car: HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.

The Toyota Noah

  • Priced as a Toyota Noah 1.8 Elegance (1,798cc), registered 3 years ago.
  • With a 1,798cc engine, above 1,600cc, the Toyota Noah 1.8 Elegance needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$975.16 a year for a 1,798cc engine, before any surcharge for a car over 10 years old.
  • For a 30-year-old with a 50% NCD, the Toyota Noah is the 455th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 103rd cheapest, 6% more than the middle price of S$1,103.79.
  • Toyota Noah review: list price, COE, road tax and insurance.
Similar cars for a 30-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Hyundai AvanteS$721.59India International
Kia CeratoS$764.82India International
Hyundai KonaS$836.07India International
Mercedes-Benz E-ClassS$1,037.02India International
BMW 5 SeriesS$1,037.02India International
Mercedes-Benz GLCS$1,202.65India International
Lexus NXS$1,286.41Sompo
Lexus RXS$1,322.04HL Assurance

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Toyota Noah for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Toyota Noah insurance for a 30-year-old with a 50% NCD?

From S$1,174.77 a year today at MS First Capital, up to S$2,101.75 at UOI, across the 11 insurers that quote this driver online. That is for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Noah 1.8 Elegance, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.

Which insurers do not quote a 30-year-old with a 50% NCD for a Toyota Noah online?

HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.