Typical car insurance quotes
Toyota Highlander insurance for a 30-year-old with a 50% NCD
Every insurer's price today for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Highlander 2.5 Hybrid, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Highlander driven by a 30-year-old with a 50% NCD is S$975.27 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 7 insurers quote this driver online, up to S$1,666.28 at Singlife.
- 7 insurers quote this driver online; 7 do not.
- That is 16% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$841.31).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$975.27 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,342.32 | S$1,200.00 |
| ERGOSMART Comprehensive | S$1,394.07 | S$500.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,408.74 | S$2,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,435.20 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,491.80 | S$2,500.00 |
| SinglifeMotor Lite | S$1,666.28 | S$3,000.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,083.63 | +S$108.36 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$760.62 | −S$214.65 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,072.80 | +S$97.53 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Highlander has a 2,487cc engine.
- 7 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Highlander
- Priced as a Toyota Highlander 2.5 Hybrid (2,487cc), registered 3 years ago.
- With a 2,487cc engine, above 1,600cc, the Toyota Highlander 2.5 Hybrid needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,783.36 a year for a 2,487cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old with a 50% NCD, the Toyota Highlander is the 308th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 21st cheapest, 24% less than the middle price of S$1,290.00.
- Toyota Highlander review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Chevrolet Captiva | S$886.61 | India International |
| Chevrolet Malibu | S$886.61 | India International |
| Honda Odyssey | S$977.95 | India International |
| Mitsubishi Outlander | S$1,037.02 | India International |
| Ford Focus ST | S$1,322.04 | HL Assurance |
| Ford Kuga Titanium | S$1,322.04 | HL Assurance |
| Audi RS 3 Sedan | S$1,629.02 | Great Eastern |
| Audi RS 3 Sportback | S$1,629.02 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Highlander for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Highlander insurance for a 30-year-old with a 50% NCD?
From S$975.27 a year today at India International, up to S$1,666.28 at Singlife, across the 7 insurers that quote this driver online. That is for a driver aged 30, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Highlander 2.5 Hybrid, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 16% more than the S$841.31 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Highlander.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 30-year-old with a 50% NCD for a Toyota Highlander online?
AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.