Toyota car insurance
Toyota Highlander insurance quotes by driver
What the Toyota Highlander costs to insure today for 31 typical drivers, on a 3-year-old Toyota Highlander 2.5 Hybrid, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$841.31 a year.
- A 25-year-old new driver pays from S$4,054.87, 4.8 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,609.22, 91% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India International | S$5,831.05 | S$5,853.77 | 2 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India International | S$5,030.08 | S$5,197.10 | 2 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,054.87 | S$4,367.04 | 4 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India International | S$3,325.16 | S$3,948.46 | 4 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest QBE | S$2,583.37 | S$3,121.28 | 7 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India International | S$2,868.28 | S$3,424.42 | 4 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,642.56 | S$2,403.10 | 7 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$975.27 | S$1,408.74 | 7 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$975.27 | S$1,275.21 | 7 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,177.83 | S$1,699.68 | 7 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,118.04 | 7 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,063.03 | 7 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,048.54 | 7 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,609.22 | S$1,848.59 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India International | S$3,134.81 | S$3,436.54 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India International | S$975.27 | S$1,157.22 | 7 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$885.58 | S$1,118.98 | 7 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India International | S$2,474.85 | S$2,608.19 | 4 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,038.02 | 7 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$841.31 | S$1,027.43 | 7 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,155.81 | 7 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,222.99 | 7 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,258.18 | 7 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,155.73 | 7 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$841.31 | S$1,220.87 | 6 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,642.56 | S$1,913.49 | 4 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$925.43 | S$1,237.28 | 6 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$925.43 | S$1,227.59 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,163.23 | S$1,326.55 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,361.51 | S$1,538.46 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,361.51 | S$1,361.51 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Highlander · This table as CSV · Compare with your own details.
Questions people ask
How much is Toyota Highlander insurance in Singapore?
From S$841.31 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Highlander 2.5 Hybrid, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Toyota Highlander insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,054.87 a year today at Allianz, 4.8 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 7 for the settled driver.
How much more is Toyota Highlander insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,609.22, 91% more than the S$841.31 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Toyota Highlander?
Yes, today: S$2,474.85 a year at 40 against S$4,054.87 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Toyota Highlander?
India International is cheapest for 25 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.