Typical car insurance quotes
Toyota Alphard insurance for a driver with two claims
Every insurer's price today for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Toyota Alphard 2.5 A, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Alphard driven by a driver with two claims is S$2,849.83 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 5 insurers quote this driver online, up to S$3,752.33 at Liberty.
- 5 insurers quote this driver online; 9 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,849.83 | S$600.00 |
| SinglifeMotor Lite | S$2,889.79 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$3,155.35 | S$2,500.00 |
| ECICSComprehensive | S$3,305.64 | S$750.00 |
| LibertyComprehensive Preferred Plan | S$3,752.33 | S$600.00 |
No online price for this driver: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,166.47 | +S$316.64 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,177.93 | −S$671.90 |
Why this driver pays this
- 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years.
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Alphard has a 2,493cc engine.
- 9 insurers do not quote this driver online on this car: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Alphard
- Priced as a Toyota Alphard 2.5 A (2,493cc), registered 3 years ago.
- With a 2,493cc engine, above 1,600cc, the Toyota Alphard 2.5 A needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,790.38 a year for a 2,493cc engine, before any surcharge for a car over 10 years old.
- For a driver with two claims, the Toyota Alphard is the 326th cheapest of 557 car models to insure. Among 87 cars above 2,000cc it is 18th cheapest, 17% less than the middle price of S$3,415.82.
- Toyota Alphard review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Chevrolet Captiva | S$2,517.84 | Liberty |
| Chevrolet Malibu | S$2,517.84 | Liberty |
| Honda Odyssey | S$2,615.20 | Liberty |
| Mitsubishi Outlander | S$3,112.19 | ECICS |
| Ford Focus ST | S$3,428.66 | Singlife |
| Ford Kuga Titanium | S$3,866.25 | Liberty |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Alphard for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Alphard insurance for a driver with two claims?
From S$2,849.83 a year today at India International, up to S$3,752.33 at Liberty, across the 5 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Toyota Alphard 2.5 A, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a driver with two claims for a Toyota Alphard online?
AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.