Typical car insurance quotes
Suzuki Vitara insurance for a 45-year-old with a 50% NCD
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Suzuki Vitara 1.4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Suzuki Vitara driven by a 45-year-old with a 50% NCD is S$660.69 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,359.67 at QBE.
- 14 insurers quote this driver online.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$660.69).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$660.69 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$784.71 | S$2,000.00 |
| HL AssuranceCar Protect360 Comprehensive | S$792.99 | S$1,200.00 |
| MS First CapitalComprehensive | S$799.97 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$822.61 | S$2,500.00 |
| ERGOSMART Comprehensive | S$854.33 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$858.63 | S$600.00 |
| ECICSComprehensive | S$889.75 | S$750.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$898.79 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$930.53 | S$600.00 |
| SinglifeMotor Lite | S$944.90 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$989.70 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,116.29 | S$500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,359.67 | S$3,000.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$734.10 | +S$73.41 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$502.03 | −S$158.66 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$726.77 | +S$66.08 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Suzuki Vitara has a 1,373cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Suzuki Vitara
- Priced as a Suzuki Vitara 1.4 (1,373cc), registered 3 years ago.
- With a 1,373cc engine, the Suzuki Vitara 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$609.76 a year for a 1,373cc engine, before any surcharge for a car over 10 years old.
- For a 45-year-old with a 50% NCD, the Suzuki Vitara is the 152nd cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 152nd cheapest, about the same as the middle price of S$660.69.
- Suzuki Vitara review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Honda Freed | S$642.42 | India International |
| Honda HR-V | S$642.42 | India International |
| Mercedes-Benz GLB | S$660.13 | Allianz |
| Mercedes-Benz C-Class | S$725.34 | Etiqa |
| Mazda 3 | S$730.18 | HL Assurance |
| Honda Vezel | S$769.79 | Allianz |
| BMW X1 | S$797.41 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Suzuki Vitara for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Suzuki Vitara insurance for a 45-year-old with a 50% NCD?
From S$660.69 a year today at India International, up to S$1,359.67 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Suzuki Vitara 1.4, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$660.69 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki Vitara.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.