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Suzuki SX4 insurance for a 35-year-old with a 50% NCD

Every insurer's price today for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Suzuki SX4 1.5, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Suzuki SX4 driven by a 35-year-old with a 50% NCD is S$622.34 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 12 insurers quote this driver online, up to S$1,858.21 at QBE.

  • 12 insurers quote this driver online; 2 do not.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$622.34).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$622.34S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$831.86S$600.00
HL AssuranceCar Protect360 ComprehensiveS$834.72S$1,200.00
MS First CapitalComprehensiveS$900.36S$500.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$905.95S$2,500.00
AllianzAllianz Motor Protect ComprehensiveS$909.79S$2,000.00
ECICSComprehensiveS$976.79S$750.00
AIGAIG Car Insurance Collision OnlyS$1,019.20S$600.00
ERGOSMART ComprehensiveS$1,057.58S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,131.45S$600.00
LibertyComprehensive Preferred PlanS$1,155.69S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,858.21S$3,000.00

No online price for this driver: Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Suzuki SX4 and driver after one change, against S$622.34.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$691.49+S$69.15
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$490.50−S$131.84
Add an NCD protectorKeeps the 50% NCD after one claim.S$684.56+S$62.22

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Suzuki SX4 has a 1,490cc engine.
  • 2 insurers do not quote this driver online on this car: Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Suzuki SX4

  • Priced as a Suzuki SX4 1.5 (1,490cc), registered 3 years ago.
  • With a 1,490cc engine, the Suzuki SX4 1.5 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$678.38 a year for a 1,490cc engine, before any surcharge for a car over 10 years old.
  • For a 35-year-old with a 50% NCD, the Suzuki SX4 is the 86th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 86th cheapest, 7% less than the middle price of S$666.79.
  • Suzuki SX4 review: list price, COE, road tax and insurance.
Similar cars for a 35-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$604.07India International
Toyota Corolla AltisS$642.42India International
Honda FreedS$642.42India International
Hyundai KonaS$721.59India International
Mercedes-Benz GLBS$733.07Allianz
Mazda 3S$768.60HL Assurance
Mercedes-Benz C-ClassS$774.79Etiqa
BMW X1S$811.71India International

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Suzuki SX4 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Suzuki SX4 insurance for a 35-year-old with a 50% NCD?

From S$622.34 a year today at India International, up to S$1,858.21 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Suzuki SX4 1.5, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$622.34 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki SX4.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 35-year-old with a 50% NCD for a Suzuki SX4 online?

Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.