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Subaru Outback insurance for a 60-year-old woman with a 50% NCD

Every insurer's price today for a driver aged 60, female, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Outback 2.0D, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Outback driven by a 60-year-old woman with a 50% NCD is S$1,052.25 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 4 insurers quote this driver online, up to S$1,385.61 at Liberty.

  • 4 insurers quote this driver online; 10 do not.
  • That is 5% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,002.15).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
HL AssuranceCar Protect360 ComprehensiveS$1,052.25S$1,200.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,170.26S$600.00
MS First CapitalComprehensiveS$1,246.31S$500.00
LibertyComprehensive Preferred PlanS$1,385.61S$600.00

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Subaru Outback and driver after one change, against S$1,052.25.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,237.95+S$185.70
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$900.37−S$151.88
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,157.48+S$105.23

Why this driver pays this

  • Some insurers charge women a little less than men of the same age and record. On this car the lowest price is 5% less than what the same driver as a man pays (S$1,107.64).
  • The car matters too: insurers group models by value, repair costs and claims; the Subaru Outback has a 1,998cc engine.
  • 10 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

The Subaru Outback

  • Priced as a Subaru Outback 2.0D (1,998cc), registered 3 years ago.
  • With a 1,998cc engine, above 1,600cc, the Subaru Outback 2.0D needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
  • For a 60-year-old woman with a 50% NCD, the Subaru Outback is the 511th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 134th cheapest, 19% more than the middle price of S$886.61.
  • Subaru Outback review: list price, COE, road tax and insurance.
Similar cars for a 60-year-old woman with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$742.90India International
Toyota VoxyS$793.75India International
Mercedes-Benz E-ClassS$861.03India International
BMW 5 SeriesS$861.03India International
Mercedes-Benz GLCS$980.11HL Assurance
BMW 3 SeriesS$1,050.42HL Assurance
Lexus RXS$1,073.44HL Assurance
Lexus NXS$1,101.51Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Subaru Outback for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Subaru Outback insurance for a 60-year-old woman with a 50% NCD?

From S$1,052.25 a year today at HL Assurance, up to S$1,385.61 at Liberty, across the 4 insurers that quote this driver online. That is for a driver aged 60, female, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Outback 2.0D, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 5% more than the S$1,002.15 a 40-year-old with a 50% NCD and no claims pays for the same Subaru Outback.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 60-year-old woman with a 50% NCD for a Subaru Outback online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.