Subaru car insurance
Subaru Outback insurance quotes by driver
What the Subaru Outback costs to insure today for 31 typical drivers, on a 3-year-old Subaru Outback 2.0D, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$1,002.15 a year.
- A 25-year-old new driver pays from S$5,590.68, 5.6 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,883.83, 88% more than the settled driver's price.
- Online prices here run from age 21 to 78; some drivers get no online price at all.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest MS First Capital | S$8,067.67 | S$8,067.67 | 1 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Liberty | S$6,068.95 | S$6,412.75 | 2 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Liberty | S$5,590.68 | S$5,709.46 | 2 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Liberty | S$4,315.28 | S$4,671.42 | 2 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Great Eastern | S$2,673.03 | S$3,267.16 | 4 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Liberty | S$3,996.46 | S$4,231.65 | 2 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Great Eastern | S$2,295.41 | S$2,622.60 | 4 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,295.93 | S$1,470.84 | 4 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,231.14 | S$1,425.52 | 4 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Liberty | S$1,567.77 | S$1,746.03 | 4 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$1,054.89 | S$1,291.43 | 4 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$1,002.15 | S$1,153.05 | 4 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$952.04 | S$1,118.31 | 4 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Liberty | S$1,883.83 | S$1,957.23 | 2 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Liberty | S$3,054.41 | S$3,054.41 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Great Eastern | S$1,096.07 | S$1,217.75 | 4 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$1,002.15 | S$1,153.05 | 4 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Liberty | S$3,054.41 | S$3,238.95 | 2 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$1,002.15 | S$1,137.54 | 4 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$952.04 | S$1,137.54 | 4 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,033.80 | S$1,210.66 | 4 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,075.98 | S$1,234.28 | 4 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,107.64 | S$1,246.24 | 4 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,052.25 | S$1,208.29 | 4 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Great Eastern | S$1,190.61 | S$1,322.22 | 3 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Liberty | S$1,919.51 | S$2,062.63 | 2 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Liberty | S$1,348.11 | S$1,401.27 | 2 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,454.43 | S$1,513.75 | 2 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,454.43 | S$1,513.75 | 2 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,586.65 | S$1,586.65 | 1 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Subaru Outback · This table as CSV · Compare with your own details.
Questions people ask
How much is Subaru Outback insurance in Singapore?
From S$1,002.15 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Subaru Outback 2.0D, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Subaru Outback insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$5,590.68 a year today at Liberty, 5.6 times the price for a settled driver with a 50% NCD. 2 insurers quote this driver online, against 4 for the settled driver.
How much more is Subaru Outback insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,883.83, 88% more than the S$1,002.15 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Subaru Outback?
Yes, today: S$3,054.41 a year at 40 against S$5,590.68 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Subaru Outback?
HL Assurance is cheapest for 12 of the 30 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.