Typical car insurance quotes
Subaru Legacy Touring Wagon insurance for a 72-year-old with a 50% NCD
Every insurer's price today for a driver aged 72, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Legacy Touring Wagon 2.5GT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Legacy Touring Wagon driven by a 72-year-old with a 50% NCD is S$883.72 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 6 insurers quote this driver online, up to S$1,974.77 at Liberty.
- 6 insurers quote this driver online; 8 do not.
- That is 10% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$802.64).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Motor Protect Comprehensive | S$883.72 | S$2,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,428.54 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,445.49 | S$600.00 |
| ERGOSMART Comprehensive | S$1,495.42 | S$500.00 |
| MS First CapitalComprehensive | S$1,686.07 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,974.77 | S$600.00 |
No online price for this driver: ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,042.79 | +S$159.07 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$888.57 | +S$4.85 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,000.64 | +S$116.92 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 10% more than what a 40-year-old with the same 50% NCD pays (S$802.64).
- The car matters too: insurers group models by value, repair costs and claims; the Subaru Legacy Touring Wagon has a 2,457cc engine.
- 8 insurers do not quote this driver online on this car: ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The Subaru Legacy Touring Wagon
- Priced as a Subaru Legacy Touring Wagon 2.5GT (2,457cc), registered 3 years ago.
- With a 2,457cc engine, above 1,600cc, the Subaru Legacy Touring Wagon 2.5GT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,748.16 a year for a 2,457cc engine, before any surcharge for a car over 10 years old.
- For a 72-year-old with a 50% NCD, the Subaru Legacy Touring Wagon is the 321st cheapest of 584 car models to insure. Among 93 cars above 2,000cc it is 21st cheapest, 21% less than the middle price of S$1,119.70.
- Subaru Legacy Touring Wagon review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Alphard | S$841.31 | India International |
| Toyota Vellfire | S$841.31 | India International |
| Chevrolet Captiva | S$841.31 | India International |
| Honda Odyssey | S$892.88 | India International |
| Toyota Camry | S$925.43 | India International |
| Mitsubishi Outlander | S$947.14 | India International |
| Audi RS 3 Sedan | S$2,159.34 | AIG |
| Audi RS 3 Sportback | S$2,159.34 | AIG |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Subaru Legacy Touring Wagon for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Subaru Legacy Touring Wagon insurance for a 72-year-old with a 50% NCD?
From S$883.72 a year today at Allianz, up to S$1,974.77 at Liberty, across the 6 insurers that quote this driver online. That is for a driver aged 72, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Legacy Touring Wagon 2.5GT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 10% more than the S$802.64 a 40-year-old with a 50% NCD and no claims pays for the same Subaru Legacy Touring Wagon.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 72-year-old with a 50% NCD for a Subaru Legacy Touring Wagon online?
ECICS (ECICS quotes main drivers aged 26 to 70 online); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.