Typical car insurance quotes
Subaru Legacy Touring Wagon insurance for a 28-year-old with a 10% NCD
Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Subaru Legacy Touring Wagon 2.5GT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Legacy Touring Wagon driven by a 28-year-old with a 10% NCD is S$1,939.94 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 12 insurers quote this driver online, up to S$6,587.01 at UOI.
- 12 insurers quote this driver online; 2 do not.
- That is 2.4 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$802.64).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,939.94 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$2,210.86 | S$2,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,420.20 | S$3,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,789.24 | S$600.00 |
| MS First CapitalComprehensive | S$3,903.11 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$3,979.12 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$4,055.63 | S$1,200.00 |
| ECICSComprehensive | S$4,061.31 | S$750.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$4,115.51 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$4,141.54 | S$600.00 |
| ERGOSMART Comprehensive | S$4,380.67 | S$500.00 |
| UOIUniCar Comprehensive Value | S$6,587.01 | S$500.00 |
No online price for this driver: Etiqa (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,327.88 | +S$387.94 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,402.32 | −S$537.62 |
| Next year, with a 20% NCDAfter a year with no claim, at today's prices. | S$1,811.66 | −S$128.28 |
Why this driver pays this
- The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.4 times what a 40-year-old with a 50% NCD pays (S$802.64).
- The car matters too: insurers group models by value, repair costs and claims; the Subaru Legacy Touring Wagon has a 2,457cc engine.
- 2 insurers do not quote this driver online on this car: Etiqa (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The Subaru Legacy Touring Wagon
- Priced as a Subaru Legacy Touring Wagon 2.5GT (2,457cc), registered 3 years ago.
- With a 2,457cc engine, above 1,600cc, the Subaru Legacy Touring Wagon 2.5GT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,748.16 a year for a 2,457cc engine, before any surcharge for a car over 10 years old.
- For a 28-year-old with a 10% NCD, the Subaru Legacy Touring Wagon is the 149th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 4th cheapest, 20% less than the middle price of S$2,412.75.
- Subaru Legacy Touring Wagon review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Alphard | S$2,031.56 | Sompo |
| Toyota Vellfire | S$2,031.56 | Sompo |
| Honda Odyssey | S$2,031.56 | Sompo |
| Toyota Camry | S$2,144.14 | Sompo |
| Mitsubishi Outlander | S$2,385.57 | Sompo |
| Chevrolet Captiva | S$2,473.99 | Sompo |
| Audi RS 3 Sedan | S$3,194.95 | Great Eastern |
| Audi RS 3 Sportback | S$3,194.95 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Subaru Legacy Touring Wagon for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Subaru Legacy Touring Wagon insurance for a 28-year-old with a 10% NCD?
From S$1,939.94 a year today at Sompo, up to S$6,587.01 at UOI, across the 12 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Subaru Legacy Touring Wagon 2.5GT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.4 times the S$802.64 a 40-year-old with a 50% NCD and no claims pays for the same Subaru Legacy Touring Wagon.
What would lower the price?
Next year, with a 20% NCD: the lowest price becomes S$1,811.66, S$128.28 less than today's S$1,939.94. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 28-year-old with a 10% NCD for a Subaru Legacy Touring Wagon online?
Etiqa (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.