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Subaru Forester insurance for a 70-year-old with a 50% NCD

Every insurer's price today for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Forester 2.0i-L Eyesight CVT, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Forester driven by a 70-year-old with a 50% NCD is S$814.67 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 12 insurers quote this driver online, up to S$1,617.24 at UOI.

  • 12 insurers quote this driver online; 2 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AllianzAllianz Motor Protect ComprehensiveS$814.67S$2,000.00
SompoComprehensive Cover – Authorised Workshop PlanS$964.19S$600.00
India InternationalComprehensive (any workshop or authorised workshops)S$1,024.17S$600.00
SinglifeMotor LiteS$1,183.87S$3,000.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,196.87S$2,500.00
QBEPrivate Motor Prestige ComprehensiveS$1,329.45S$3,000.00
ECICSComprehensiveS$1,389.68S$750.00
AIGAIG Car Insurance Collision OnlyS$1,394.57S$600.00
MS First CapitalComprehensiveS$1,454.43S$500.00
ERGOSMART ComprehensiveS$1,472.10S$500.00
LibertyComprehensive Preferred PlanS$1,615.57S$600.00
UOIUniCar Comprehensive ValueS$1,617.24S$500.00

No online price for this driver: Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Subaru Forester and driver after one change, against S$814.67.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$961.31+S$146.64
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$697.00−S$117.67
Add an NCD protectorKeeps the 50% NCD after one claim.S$922.45+S$107.78

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The car matters too: insurers group models by value, repair costs and claims; the Subaru Forester has a 1,995cc engine.
  • 2 insurers do not quote this driver online on this car: Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

The Subaru Forester

  • Priced as a Subaru Forester 2.0i-L Eyesight CVT (1,995cc), registered 3 years ago.
  • With a 1,995cc engine, above 1,600cc, the Subaru Forester 2.0i-L Eyesight CVT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,206.24 a year for a 1,995cc engine, before any surcharge for a car over 10 years old.
  • For a 70-year-old with a 50% NCD, the Subaru Forester is the 236th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 23rd cheapest, 14% less than the middle price of S$947.14.
  • Subaru Forester review: list price, COE, road tax and insurance.
Similar cars for a 70-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota HarrierS$817.19India International
Toyota VoxyS$873.12India International
Mercedes-Benz E-ClassS$947.14India International
BMW 5 SeriesS$947.14India International
Mercedes-Benz GLCS$1,037.92Etiqa
Lexus NXS$1,089.46Etiqa
Lexus RXS$1,089.46Etiqa
BMW 3 SeriesS$1,159.93Sompo

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Subaru Forester for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Subaru Forester insurance for a 70-year-old with a 50% NCD?

From S$814.67 a year today at Allianz, up to S$1,617.24 at UOI, across the 12 insurers that quote this driver online. That is for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Subaru Forester 2.0i-L Eyesight CVT, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.

Which insurers do not quote a 70-year-old with a 50% NCD for a Subaru Forester online?

Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.