Typical car insurance quotes
Subaru Exiga insurance for a driver with two claims
Every insurer's price today for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Subaru Exiga 2.0GT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Exiga driven by a driver with two claims is S$3,595.66 a year (GST included) at ECICS, Comprehensive; 4 insurers quote this driver online, up to S$4,572.79 at India International.
- 4 insurers quote this driver online; 10 do not.
- That is 4.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$766.01).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| ECICSComprehensive | S$3,595.66 | S$750.00 |
| SinglifeMotor Lite | S$3,605.97 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$3,663.14 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$4,572.79 | S$600.00 |
No online price for this driver: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,144.78 | +S$549.12 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,837.58 | −S$758.08 |
Why this driver pays this
- 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years. On this car the lowest price is 4.7 times what the same driver with no claims and a 50% NCD pays (S$766.01).
- The car matters too: insurers group models by value, repair costs and claims; the Subaru Exiga has a 1,994cc engine.
- 10 insurers do not quote this driver online on this car: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
The Subaru Exiga
- Priced as a Subaru Exiga 2.0GT (1,994cc), registered 3 years ago.
- With a 1,994cc engine, above 1,600cc, the Subaru Exiga 2.0GT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,205.06 a year for a 1,994cc engine, before any surcharge for a car over 10 years old.
- For a driver with two claims, the Subaru Exiga is the 480th cheapest of 557 car models to insure. Among 159 cars of 1,601cc to 2,000cc it is 137th cheapest, 16% more than the middle price of S$3,109.01.
- Subaru Exiga review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Harrier | S$2,766.49 | India International |
| Toyota Voxy | S$2,901.98 | Liberty |
| Mercedes-Benz GLC | S$2,919.11 | Singlife |
| Mercedes-Benz E-Class | S$2,951.63 | Singlife |
| BMW 5 Series | S$3,146.22 | ECICS |
| BMW 3 Series | S$3,204.07 | Singlife |
| Lexus NX | S$3,266.15 | Etiqa |
| Lexus RX | S$3,266.15 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Subaru Exiga for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Subaru Exiga insurance for a driver with two claims?
From S$3,595.66 a year today at ECICS, up to S$4,572.79 at India International, across the 4 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Subaru Exiga 2.0GT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 4.7 times the S$766.01 a 40-year-old with a 50% NCD and no claims pays for the same Subaru Exiga.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
Which insurers do not quote a driver with two claims for a Subaru Exiga online?
AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Etiqa (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.