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Renault Grand Scenic insurance for a 40-year-old with a 50% NCD

Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Renault Grand Scenic 1.5 dCi (7 Seater) (TurboCharged), private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Renault Grand Scenic driven by a 40-year-old with a 50% NCD is S$660.69 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$1,756.43 at ERGO.

  • 13 insurers quote this driver online; 1 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$660.69S$600.00
AllianzAllianz Motor Protect ComprehensiveS$720.88S$2,000.00
HL AssuranceCar Protect360 ComprehensiveS$763.07S$1,200.00
ECICSComprehensiveS$872.96S$750.00
MS First CapitalComprehensiveS$927.36S$500.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,038.09S$600.00
AIGAIG Car Insurance Collision OnlyS$1,099.27S$600.00
UOIUniCar Comprehensive ValueS$1,116.20S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,146.32S$600.00
SinglifeMotor LiteS$1,371.24S$3,000.00
LibertyComprehensive Preferred PlanS$1,610.16S$600.00
QBEPrivate Motor Prestige ComprehensiveS$1,716.06S$3,000.00
ERGOSMART ComprehensiveS$1,756.43S$500.00

No online price for this driver: Etiqa (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Renault Grand Scenic and driver after one change, against S$660.69.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$734.10+S$73.41
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$502.03−S$158.66
Add an NCD protectorKeeps the 50% NCD after one claim.S$726.77+S$66.08

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Renault Grand Scenic has a 1,461cc engine.
  • 1 insurer does not quote this driver online on this car: Etiqa (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Renault Grand Scenic

  • Priced as a Renault Grand Scenic 1.5 dCi (7 Seater) (TurboCharged) (1,461cc), registered 3 years ago.
  • With a 1,461cc engine, the Renault Grand Scenic 1.5 dCi (7 Seater) (TurboCharged) needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$661.38 a year for a 1,461cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old with a 50% NCD, the Renault Grand Scenic is the 144th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 144th cheapest, about the same as the middle price of S$660.69.
  • Renault Grand Scenic review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$604.07India International
Toyota Corolla AltisS$642.42India International
Honda FreedS$642.42India International
Mercedes-Benz GLBS$664.09Allianz
Hyundai KonaS$721.59India International
Mazda 3S$730.18HL Assurance
Mercedes-Benz C-ClassS$749.93Etiqa
BMW X1S$797.41ECICS

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Renault Grand Scenic for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Renault Grand Scenic insurance for a 40-year-old with a 50% NCD?

From S$660.69 a year today at India International, up to S$1,756.43 at ERGO, across the 13 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Renault Grand Scenic 1.5 dCi (7 Seater) (TurboCharged), private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 40-year-old with a 50% NCD for a Renault Grand Scenic online?

Etiqa (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.